The City National Bank of Sulphur Springs
The City National Bank of Sulphur Springs is an FDIC insured institution headquartered at
201 Connally St, Sulphur Springs, TX 75482.
It was founded in
1889 and has approximately $1 billion in
assets. Customers can open an account at one of its 12 branches.
Deposit Rates - May 8, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.13% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.35% | $10,000 | Compare |
6 Mo CD
|
0.35% | $100,000 | Compare |
12 Mo CD
|
0.45% | $10,000 | Compare |
12 Mo CD
|
0.45% | $100,000 | Compare |
18 Mo CD
|
0.50% | $10,000 | Compare |
18 Mo CD
|
0.50% | $100,000 | Compare |
24 Mo CD
|
0.60% | $10,000 | Compare |
24 Mo CD
|
0.60% | $100,000 | Compare |
30 Mo CD
|
0.65% | $10,000 | Compare |
30 Mo CD
|
0.65% | $100,000 | Compare |
36 Mo CD
|
0.70% | $10,000 | Compare |
36 Mo CD
|
0.70% | $100,000 | Compare |
48 Mo CD
|
0.75% | $10,000 | Compare |
48 Mo CD
|
0.75% | $100,000 | Compare |
60 Mo CD
|
0.85% | $10,000 | Compare |
60 Mo CD
|
0.85% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.10% | $2,500 | Compare |
Money Market
|
0.10% | $10,000 | Compare |
Money Market
|
0.10% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.10% | $2,500 |
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 5544 |
Date Established | 1889 |
Assets | $ 1,232.12 million |
Loans | $ 849.89 million |
Deposits | $ 1,079.55 million |
Capital | $ 101.76 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 39.05 million |
Interest-bearing balances | $ 15.49 million |
Total securities | $ 268.61 million |
Federal funds sold and reverse repurchase | $ 0.99 million |
Net loans and leases | $ 849.89 million |
Loan loss allowance | $ 12.85 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.23 million |
Goodwill and other intangibles | $ 13.10 million |
All other assets | $ 34.61 million |
Total Assets | $ 1,130.36 million |
LIABILITIES | |
Total deposits | $ 1,079.55 million |
Interest-bearing deposits | $ 714.97 million |
Deposits held in domestic offices | $ 1,079.55 million |
% insured (estimated) | 73.49% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | N.A. |
Subordinated debt | N.A. |
All other liabilities | $ 6.89 millionn |
Total Liabilities | $ 1,130.36 million |
Shareholders’ Equity | $ 101.76 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 57.28 million |
Total Interest Expense | $ 12.94 million |
Net interest income | $ 44.35 million |
Provision for loan and lease losses | $ 1.32 million |
Total non interest income | $ 10.60 million |
Total non interest expense | $ 35.09 million |
Pre-tax Net Operating Income | $ 9.46 million |
Customer Reviews for The City National Bank of Sulphur Springs
Branches
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The City National Bank of Sulphur Springs Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankTEXAS$50,000N.A.0.13%0.58x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.13%Annual
InterestAnnual Interest
(After Tax)1 50,000 63 44 2 50,063 63 44 3 50,125 63 44 4 50,188 63 44 5 50,250 63 44 6 50,313 63 44 7 50,376 63 44 8 50,439 63 44 9 50,502 63 44 10 50,565 63 44 11 50,629 63 44 12 50,692 63 44 13 50,755 63 44 14 50,819 64 44 15 50,882 64 45 16 50,946 64 45 17 51,009 64 45 18 51,073 64 45 19 51,137 64 45 20 51,201 64 45 TOTAL $1,265 $885 - 2LOCAL SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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