The Cooperative Bank is an FDIC insured institution headquartered at
40 Belgrade Ave, Roslindale, MA 02131.
It was founded in
1898 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.
Deposit Rates -
August 24, 2026
MM RATES
APY
MIN
Money Market
2.00%
$2,500
Compare
Money Market
3.75%
$50,000
Compare
Money Market
0.75%
$100,000
Compare
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 26922
Date Established
1898
Assets
$ 543.45 million
Loans
$ 452.75 million
Deposits
$ 454.66 million
Capital
$ 48.14 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 17.14 million
Interest-bearing balances
$ 14.87 million
Total securities
$ 47.22 million
Federal funds sold and reverse repurchase
$ 0.32 million
Net loans and leases
$ 452.75 million
Loan loss allowance
$ 3.66 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.33 million
All other assets
$ 16.70 million
Total Assets
$ 495.31 million
LIABILITIES
Total deposits
$ 454.66 million
Interest-bearing deposits
$ 360.40 million
Deposits held in domestic offices
$ 454.66 million
% insured (estimated)"
64.91%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 41.00 million
Subordinated debt
N.A.
All other liabilities
$ 3.03 millionn
Total Liabilities
$ 495.31 million
Shareholders’ Equity
$ 48.14 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 24.69 million
Total Interest Expense
$ 10.87 million
Net interest income
$ 13.82 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 1.17 million
Total non interest expense
$ 14.38 million
Pre-tax Net Operating Income
$ 1.52 million
Customer Reviews for The Cooperative Bank
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