Vista National Bank & Trust is an FDIC insured institution headquartered at
197 Main St, Harveyville, KS 66431.
It was founded in
1920 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.
Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 4683
Date Established
1920
Assets
$ 51.09 million
Loans
$ 28.86 million
Deposits
$ 41.79 million
Capital
$ 8.90 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 2.09 million
Interest-bearing balances
$ 1.75 million
Total securities
$ 1.43 million
Federal funds sold and reverse repurchase
$ 17.73 million
Net loans and leases
$ 28.86 million
Loan loss allowance
$ 0.29 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
N.A.
All other assets
$ 0.30 million
Total Assets
$ 42.19 million
LIABILITIES
Total deposits
$ 41.79 million
Interest-bearing deposits
$ 39.23 million
Deposits held in domestic offices
$ 41.79 million
% insured (estimated)"
91.42%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 0.49 million
Subordinated debt
N.A.
All other liabilities
$ 0.01 millionn
Total Liabilities
$ 42.19 million
Shareholders’ Equity
$ 8.90 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 1.81 million
Total Interest Expense
$ 0.62 million
Net interest income
$ 1.19 million
Provision for loan and lease losses
$ 0.05 million
Total non interest income
$ 0.04 million
Total non interest expense
$ 1.34 million
Pre-tax Net Operating Income
$ 0.01 million
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