ACH Number: 51403672
TruPoint Bank is an FDIC insured institution headquartered at
20089 Riverside Dr, Grundy, VA 24614.
It was founded in
1975 and has approximately $1 billion in assets. Customers can open an account at one of its 13 branches.
Deposit Rates -
August 27, 2026
SAVINGS RATES
APY
MIN
Savings
0.10%
$1
Compare
MM RATES
APY
MIN
Money Market
0.10%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05%
$1,000
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 21883
Date Established
1975
Assets
$ 696.15 million
Loans
$ 435.07 million
Deposits
$ 603.40 million
Capital
$ 63.55 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 82.04 million
Interest-bearing balances
$ 75.96 million
Total securities
$ 129.96 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 435.07 million
Loan loss allowance
$ 5.65 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 4.12 million
All other assets
$ 27.13 million
Total Assets
$ 632.60 million
LIABILITIES
Total deposits
$ 603.40 million
Interest-bearing deposits
$ 441.96 million
Deposits held in domestic offices
$ 603.40 million
% insured (estimated)"
83.15%
Federal funds purchased and repurchase agreements
$ 13.79 million
Trading liabilities
N.A.
Other borrowed funds
$ 15.00 million
Subordinated debt
N.A.
All other liabilities
$ 3.41 millionn
Total Liabilities
$ 632.60 million
Shareholders’ Equity
$ 63.55 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 25.11 million
Total Interest Expense
$ 6.60 million
Net interest income
$ 18.51 million
Provision for loan and lease losses
$ 0.15 million
Total non interest income
$ 3.72 million
Total non interest expense
$ 17.90 million
Pre-tax Net Operating Income
$ 3.30 million
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