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TruPoint Bank


ACH Number: 51403672

TruPoint Bank is an FDIC insured institution headquartered at 20089 Riverside Dr, Grundy, VA 24614.
It was founded in 1975 and has approximately $1 billion in assets. Customers can open an account at one of its 13 branches.

Deposit Rates - May 28, 2026

SAVINGS RATES APY MIN
Savings
0.10% $1 Compare
CD RATES APY MIN
6 Mo CD
0.15% $1,000 Compare
12 Mo CD
0.25% $1,000 Compare
18 Mo CD
0.25% $1,000 Compare
24 Mo CD
0.30% $1,000 Compare
30 Mo CD
0.30% $1,000 Compare
36 Mo CD
0.40% $1,000 Compare
48 Mo CD
0.50% $1,000 Compare
60 Mo CD
0.65% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 21883
Date Established 1975
Assets $ 696.15 million
Loans $ 435.07 million
Deposits $ 603.40 million
Capital $ 63.55 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 82.04 million
Interest-bearing balances $ 75.96 million
Total securities $ 129.96 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 435.07 million
Loan loss allowance $ 5.65 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.12 million
All other assets $ 27.13 million
     Total Assets $ 632.60 million

LIABILITIES
Total deposits $ 603.40 million
      Interest-bearing deposits $ 441.96 million
      Deposits held in domestic offices $ 603.40 million
      % insured (estimated)" 83.15%
Federal funds purchased and repurchase agreements $ 13.79 million
Trading liabilities N.A.
Other borrowed funds $ 15.00 million
Subordinated debt N.A.
All other liabilities $ 3.41 millionn
      Total Liabilities $ 632.60 million
      Shareholders’ Equity $ 63.55 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 25.11 million
Total Interest Expense $ 6.60 million
Net interest income $ 18.51 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 3.72 million
Total non interest expense $ 17.90 million
Pre-tax Net Operating Income $ 3.30 million

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