Two Rivers Bank & Trust is an FDIC insured institution headquartered at
222 N Main St, Burlington, IA 52601.
It was founded in
2005 and has approximately $1 billion in assets. Customers can open an account at one of its 12 branches.
Accountability is Personal: Reflection before Projection
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58013
Date Established
2005
Assets
$ 1,177.31 million
Loans
$ 871.82 million
Deposits
$ 1,021.22 million
Capital
$ 146.31 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 70.76 million
Interest-bearing balances
$ 54.87 million
Total securities
$ 173.43 million
Federal funds sold and reverse repurchase
$ 0.66 million
Net loans and leases
$ 871.82 million
Loan loss allowance
$ 11.45 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 25.04 million
All other assets
$ 24.02 million
Total Assets
$ 1,031.00 million
LIABILITIES
Total deposits
$ 1,021.22 million
Interest-bearing deposits
$ 876.37 million
Deposits held in domestic offices
$ 1,021.22 million
% insured (estimated)"
84.27%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 0.01 million
Subordinated debt
N.A.
All other liabilities
$ 2.56 millionn
Total Liabilities
$ 1,031.00 million
Shareholders’ Equity
$ 146.31 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 56.08 million
Total Interest Expense
$ 20.31 million
Net interest income
$ 35.78 million
Provision for loan and lease losses
$ 0.59 million
Total non interest income
$ 11.00 million
Total non interest expense
$ 30.22 million
Pre-tax Net Operating Income
$ 4.11 million
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Branches
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