U.S. Bank National Association
U.S. Bank National Association ACH Number: 122105155
U.S. Bank National Association is an FDIC insured institution headquartered at
425 Walnut St, Cincinnati, OH 45202.
It was founded in
1863 and has approximately $659 billion in assets. Customers can open an account at one of its 3249 branches.
Deposit Rates - August 18, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.05% | $1 | Compare |
|
SAV
|
3.00% | $25,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
0.05% | $500 | Compare |
|
5 Mo CD
|
4.00% | $1,000 | Compare |
|
6 Mo CD
|
0.05% | $500 | Compare |
|
9 Mo CD
|
0.05% | $500 | Compare |
|
9 Mo CD
|
3.40% | $1,000 | Compare |
|
12 Mo CD
|
0.05% | $500 | Compare |
|
13 Mo CD
|
3.10% | $1,000 | Compare |
|
18 Mo CD
|
0.05% | $500 | Compare |
|
19 Mo CD
|
4.10% | $1,000 | Compare |
|
24 Mo CD
|
0.05% | $500 | Compare |
|
28 Mo CD
|
0.20% | $1,000 | Compare |
|
30 Mo CD
|
0.10% | $1,000 | Compare |
|
36 Mo CD
|
0.10% | $500 | Compare |
|
48 Mo CD
|
0.15% | $500 | Compare |
|
60 Mo CD
|
0.25% | $500 | Compare |
|
60 Mo CD
|
0.40% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.01% | $0 | Compare |
|
Money Market
|
0.25% | $25,000 | Compare |
|
Money Market
|
4.00% | $50,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.01% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Loan Rates - August 18, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.12% | $2,195.57 |
|
7 Year Adjustable Conforming
|
7.12% | $2,022.62 |
|
10 Year Adjustable Conforming
|
7.01% | $2,022.62 |
|
15 Year Fixed Conforming
|
5.66% | $2,593.49 |
|
15 Year Fixed Jumbo
|
6.26% | $2,700.34 |
|
20 Year Fixed Conforming
|
5.97% | $2,246.67 |
|
20 Year Fixed Jumbo
|
6.48% | $2,338.97 |
|
30 Year Fixed Conforming
|
6.27% | $1,944.35 |
|
30 Year Fixed Jumbo
|
6.41% | $1,970.30 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
7.12% | $2,195.57 |
|
7 Year Adjustable Conforming
|
7.12% | $2,022.62 |
|
10 Year Adjustable Conforming
|
7.01% | $2,022.62 |
|
15 Year Fixed Conforming
|
5.66% | $2,593.49 |
|
15 Year Fixed Jumbo
|
6.26% | $2,700.34 |
|
20 Year Fixed Conforming
|
5.97% | $2,246.67 |
|
20 Year Fixed Jumbo
|
6.48% | $2,338.97 |
|
30 Year Fixed Conforming
|
6.27% | $1,944.35 |
|
30 Year Fixed Jumbo
|
6.41% | $1,970.30 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
8.65% | Varies | ||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
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Compare with RATE Line of Credit from PenFed Credit Union
|
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Compare with 8.5 RATE Line of Credit from Farmers Bank of Kansas City
|
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| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year
|
6.96% | $494.56 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 6548 |
| Date Established | 1863 |
| Assets | $ 659.19 billion |
| Loans | $ 375.98 billion |
| Deposits | $ 523.10 billion |
| Capital | $ 65.13 billion |
Summary Balance Sheet as of March 31, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 49.74 billion |
| Interest-bearing balances | $ 43.66 billion |
| Total securities | $ 164.13 billion |
| Federal funds sold and reverse repurchase | $ 55.03 million |
| Net loans and leases | $ 375.98 billion |
| Loan loss allowance | $ 7.58 billion |
| Trading account assets | $ 3.30 billion |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 22.80 million |
| Goodwill and other intangibles | $ 17.77 billion |
| All other assets | $ 33.63 billion |
| Total Assets | $ 594.06 billion |
| LIABILITIES | |
| Total deposits | $ 523.10 billion |
| Interest-bearing deposits | $ 437.40 billion |
| Deposits held in domestic offices | $ 516.60 billion |
| % insured (estimated)" | 50.21% |
| Federal funds purchased and repurchase agreements | $ 804.92 million |
| Trading liabilities | $ 3.94 billion |
| Other borrowed funds | $ 37.48 billion |
| Subordinated debt | $ 4.60 billion |
| All other liabilities | $ 14.48 billionn |
| Total Liabilities | $ 594.06 billion |
| Shareholders’ Equity | $ 65.13 billion |
Summary Income Statement as of March 31, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 7.38 billion |
| Total Interest Expense | $ 3.20 billion |
| Net interest income | $ 4.18 billion |
| Provision for loan and lease losses | $ 536.81 million |
| Total non interest income | $ 2.70 billion |
| Total non interest expense | $ 4.09 billion |
| Pre-tax Net Operating Income | $ 4.02 billion |
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