U.S. Bank National Association
U.S. Bank National Association ACH Number: 122105155
U.S. Bank National Association is an FDIC insured institution headquartered at
425 Walnut St, Cincinnati, OH 45202.
It was founded in
1863 and has approximately $659 billion in assets. Customers can open an account at one of its 3249 branches.
Deposit Rates -
September 18, 2025
MM RATES
APY
MIN
Money Market
0.01%
$0
Compare
Money Market
4.00%
$25,000
Compare
Money Market
4.00%
$50,000
Compare
VARIABLE IRA RATES
APY
MIN
VIRA
0.01%
$1
INT CHECKING RATES
APY
MIN
INTCK
0.01%
$1
Loan Rates -
September 18, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
5 Year
6.96%
$494.56
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 6548
Date Established
1863
Assets
$ 659.19 billion
Loans
$ 375.98 billion
Deposits
$ 523.10 billion
Capital
$ 65.13 billion
Summary Balance Sheet as of March 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 49.74 billion
Interest-bearing balances
$ 43.66 billion
Total securities
$ 164.13 billion
Federal funds sold and reverse repurchase
$ 55.03 million
Net loans and leases
$ 375.98 billion
Loan loss allowance
$ 7.58 billion
Trading account assets
$ 3.30 billion
Bank premises and fixed assets
N.A.
Other real estate owned
$ 22.80 million
Goodwill and other intangibles
$ 17.77 billion
All other assets
$ 33.63 billion
Total Assets
$ 594.06 billion
LIABILITIES
Total deposits
$ 523.10 billion
Interest-bearing deposits
$ 437.40 billion
Deposits held in domestic offices
$ 516.60 billion
% insured (estimated)"
50.21%
Federal funds purchased and repurchase agreements
$ 804.92 million
Trading liabilities
$ 3.94 billion
Other borrowed funds
$ 37.48 billion
Subordinated debt
$ 4.60 billion
All other liabilities
$ 14.48 billionn
Total Liabilities
$ 594.06 billion
Shareholders’ Equity
$ 65.13 billion
Summary Income Statement as of March 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 7.38 billion
Total Interest Expense
$ 3.20 billion
Net interest income
$ 4.18 billion
Provision for loan and lease losses
$ 536.81 million
Total non interest income
$ 2.70 billion
Total non interest expense
$ 4.09 billion
Pre-tax Net Operating Income
$ 4.02 billion
Customer Reviews for U.S. Bank National Association
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U.S. Bank National Association Locations
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