U.S. Bank National Association
U.S. Bank National Association ACH Number: 122105155
U.S. Bank National Association is an FDIC insured institution headquartered at
425 Walnut St, Cincinnati, OH 45202.
Deposit Rates -
April 25, 2025
MM RATES
APY
MIN
Money Market
0.01% $0
Compare
Money Market
0.25% $25,000
Compare
Money Market
3.25% $50,000
Compare
VARIABLE IRA RATES
APY
MIN
VIRA
0.01% $1
INT CHECKING RATES
APY
MIN
INTCK
0.01% $1
Loan Rates -
April 25, 2025
MORTGAGE PURCHASE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
MORTGAGE REFINANCE
APR(%)
MONTHLY PAYMENT
5 Year Adjustable Conforming
7.12%
$2,195.57
7 Year Adjustable Conforming
7.12%
$2,022.62
10 Year Adjustable Conforming
7.01%
$2,022.62
15 Year Fixed Conforming
5.66%
$2,593.49
15 Year Fixed Jumbo
6.26%
$2,700.34
20 Year Fixed Conforming
5.97%
$2,246.67
20 Year Fixed Jumbo
6.48%
$2,338.97
30 Year Fixed Conforming
6.27%
$1,944.35
30 Year Fixed Jumbo
6.41%
$1,970.30
AUTO LOAN RATES
APR(%)
MONTHLY PAYMENT
5 Year
6.96%
$494.56
Overview 2025
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 6548
Date Established
1863
Assets
$ 662.91 billion
Loans
$ 374.82 billion
Deposits
$ 528.52 billion
Capital
$ 64.17 billion
Summary Balance Sheet as of December 31, 2024
ASSETS
Cash & Balances due from depository institutions
$ 55.70 billion
Interest-bearing balances
$ 49.82 billion
Total securities
$ 163.98 billion
Federal funds sold and reverse repurchase
$ 12.29 million
Net loans and leases
$ 374.82 billion
Loan loss allowance
$ 7.58 billion
Trading account assets
$ 3.46 billion
Bank premises and fixed assets
N.A.
Other real estate owned
$ 21.15 million
Goodwill and other intangibles
$ 17.91 billion
All other assets
$ 33.63 billion
Total Assets $ 598.74 billion
LIABILITIES
Total deposits
$ 528.52 billion
Interest-bearing deposits
$ 443.52 billion
Deposits held in domestic offices
$ 522.04 billion
% insured (estimated)" 49.99%
Federal funds purchased and repurchase agreements
$ 571.01 million
Trading liabilities
$ 5.16 billion
Other borrowed funds
$ 37.48 billion
Subordinated debt
$ 4.60 billion
All other liabilities
$ 14.48 billionn
Total Liabilities $ 598.74 billion
Shareholders’ Equity $ 64.17 billion
Summary Income Statement as of December 31, 2024
INCOME AND EXPENSES
Total Interest Income
$ 31.17 billion
Total Interest Expense
$ 14.59 billion
Net interest income
$ 16.58 billion
Provision for loan and lease losses
$ 2.25 billion
Total non interest income
$ 10.67 billion
Total non interest expense
$ 16.61 billion
Pre-tax Net Operating Income
$ 4.02 billion
Customer Reviews for U.S. Bank National Association
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U.S. Bank National Association Locations
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