Union National Bank and Trust Company of Elgin

Union National Bank and Trust Company of Elgin is an FDIC insured institution headquartered at 101 E Chicago St, Elgin, IL 60120.
It was founded in 1904 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$10,000	Compare
6 Mo CD	0.10%	$100,000	Compare
12 Mo CD	0.10%	$10,000	Compare
12 Mo CD	0.10%	$100,000	Compare
24 Mo CD	0.20%	$10,000	Compare
24 Mo CD	0.20%	$100,000	Compare
36 Mo CD	0.25%	$10,000	Compare
36 Mo CD	0.25%	$100,000	Compare
48 Mo CD	0.40%	$10,000	Compare
48 Mo CD	0.40%	$100,000	Compare
60 Mo CD	0.50%	$10,000	Compare
60 Mo CD	0.50%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$10,000	Compare
Money Market	0.05%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 3661
Date Established	1904
Assets	$ 377.11 million
Loans	$ 322.46 million
Deposits	$ 336.30 million
Capital	$ 37.88 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 36.91 million
Interest-bearing balances	$ 36.59 million
Total securities	$ 14.59 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 322.46 million
Loan loss allowance	$ 3.59 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 2.18 million
Total Assets	$ 339.23 million

LIABILITIES
Total deposits	$ 336.30 million
Interest-bearing deposits	$ 196.66 million
Deposits held in domestic offices	$ 336.30 million
% insured (estimated)"	62.64%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 1.10 millionn
Total Liabilities	$ 339.23 million
Shareholders’ Equity	$ 37.88 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 19.86 million
Total Interest Expense	$ 4.60 million
Net interest income	$ 15.26 million
Provision for loan and lease losses	N.A.
Total non interest income	N.A.
Total non interest expense	$ 6.29 million
Pre-tax Net Operating Income	$ 3.86 million

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