Unity Bank is an FDIC insured institution headquartered at
1180 West 4th Street, Rush City, MN 55069.
It was founded in
1882 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 8545
Date Established
1882
Assets
$ 213.83 million
Loans
$ 177.79 million
Deposits
$ 195.13 million
Capital
$ 17.86 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 23.22 million
Interest-bearing balances
$ 21.22 million
Total securities
$ 6.42 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 177.79 million
Loan loss allowance
$ 2.72 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.27 million
Goodwill and other intangibles
$ 0.07 million
All other assets
$ 5.45 million
Total Assets
$ 198.79 million
LIABILITIES
Total deposits
$ 195.13 million
Interest-bearing deposits
$ 161.04 million
Deposits held in domestic offices
$ 195.13 million
% insured (estimated)"
95.20%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 2.64 million
Subordinated debt
N.A.
All other liabilities
$ 1.02 millionn
Total Liabilities
$ 198.79 million
Shareholders’ Equity
$ 15.03 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 10.83 million
Total Interest Expense
$ 1.56 million
Net interest income
$ 9.27 million
Provision for loan and lease losses
$ 0.30 million
Total non interest income
$ 1.68 million
Total non interest expense
$ 8.36 million
Pre-tax Net Operating Income
$ 2.30 million
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