Vermilion Valley Bank is an FDIC insured institution headquartered at
4 E Peoria St, Piper City, IL 60959.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.20% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.50% $10,000
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6 Mo CD
0.50% $100,000
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12 Mo CD
0.60% $10,000
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12 Mo CD
0.60% $100,000
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18 Mo CD
0.80% $10,000
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18 Mo CD
0.80% $100,000
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24 Mo CD
0.90% $10,000
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24 Mo CD
0.90% $100,000
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Special: 26 Mo CD
1.16% $2,000
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30 Mo CD
1.01% $10,000
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30 Mo CD
1.01% $100,000
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36 Mo CD
1.11% $10,000
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36 Mo CD
1.11% $100,000
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MM RATES
APY
MIN
Money Market
0.25% $2,500
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Money Market
0.25% $10,000
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Money Market
0.25% $25,000
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FIXED IRA RATES
APY
MIN
Special: 26 Mo FIRA
1.16% $2,000
INT CHECKING RATES
APY
MIN
Int Ckg
0.20% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 11667
Date Established
1913
Assets
$ 192.04 million
Loans
$ 112.20 million
Deposits
$ 150.90 million
Capital
$ 29.78 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 3.90 million
Interest-bearing balances
$ 2.75 million
Total securities
$ 70.87 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 112.20 million
Loan loss allowance
$ 1.24 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 0.74 million
All other assets
$ 1.68 million
Total Assets $ 162.27 million
LIABILITIES
Total deposits
$ 150.90 million
Interest-bearing deposits
$ 123.19 million
Deposits held in domestic offices
$ 150.90 million
% insured (estimated)" 78.10%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 0.14 millionn
Total Liabilities $ 162.27 million
Shareholders’ Equity $ 29.78 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 7.99 million
Total Interest Expense
$ 2.42 million
Net interest income
$ 5.57 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 0.21 million
Total non interest expense
$ 2.62 million
Pre-tax Net Operating Income
$ 1.15 million
Customer Reviews for Vermilion Valley Bank
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