ACH Number: 125100089
Washington Trust Bank is an FDIC insured institution headquartered at
717 W Sprague Ave, Spokane, WA 99201.
It was founded in
1902 and has approximately $11 billion in assets. Customers can open an account at one of its 43 branches.
Deposit Rates -
August 21, 2026
SAVINGS RATES
APY
MIN
SAV
0.25%
$1
Compare
CD RATES
APY
MIN
1 Mo CD
0.75%
$100,000
Compare
2 Mo CD
0.80%
$100,000
Compare
3 Mo CD
4.34%
$500
Compare
3 Mo CD
4.34%
$100,000
Compare
6 Mo CD
4.76%
$500
Compare
6 Mo CD
4.76%
$100,000
Compare
9 Mo CD
4.60%
$500
Compare
9 Mo CD
4.60%
$100,000
Compare
12 Mo CD
4.65%
$500
Compare
12 Mo CD
4.34%
$100,000
Compare
15 Mo CD
4.50%
$500
Compare
18 Mo CD
1.15%
$500
Compare
24 Mo CD
1.14%
$500
Compare
24 Mo CD
1.36%
$100,000
Compare
36 Mo CD
1.12%
$500
Compare
36 Mo CD
1.35%
$100,000
Compare
48 Mo CD
1.10%
$500
Compare
48 Mo CD
1.32%
$100,000
Compare
60 Mo CD
1.08%
$500
Compare
60 Mo CD
1.29%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.40%
$1
Compare
Money Market
0.50%
$50,000
Compare
Money Market
1.21%
$100,000
Compare
Money Market
1.26%
$500,000
Compare
Money Market
1.31%
$1,000,000
Compare
PREMM RATES
APY
MIN
Premium Money Market
3.56%
$500,000
Compare
Premium Money Market
3.61%
$1,000,000
Compare
INT CHECKING RATES
APY
MIN
INTCK
0.10%
$1
INTCK
0.12%
$2,500
INTCK
0.15%
$100,000
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 1281
Date Established
1902
Assets
$ 10.68 billion
Loans
$ 7.20 billion
Deposits
$ 8.95 billion
Capital
$ 967.31 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 711.33 million
Interest-bearing balances
$ 580.15 million
Total securities
$ 2.35 billion
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 7.20 billion
Loan loss allowance
$ 154.79 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.54 million
Goodwill and other intangibles
$ 0.14 million
All other assets
$ 217.90 million
Total Assets
$ 9.72 billion
LIABILITIES
Total deposits
$ 8.95 billion
Interest-bearing deposits
$ 5.70 billion
Deposits held in domestic offices
$ 8.95 billion
% insured (estimated)"
42.50%
Federal funds purchased and repurchase agreements
$ 328.02 million
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 106.53 millionn
Total Liabilities
$ 9.72 billion
Shareholders’ Equity
$ 967.31 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 497.78 million
Total Interest Expense
$ 141.79 million
Net interest income
$ 355.99 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 66.52 million
Total non interest expense
$ 302.53 million
Pre-tax Net Operating Income
$ 75.40 million
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