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Westamerica Bank


ACH Number: 121140218

Westamerica Bank is an FDIC insured institution headquartered at 1108 5th Ave, San Rafael, CA 94901.
It was founded in 1884 and has approximately $6 billion in assets. Customers can open an account at one of its 92 branches.

Deposit Rates - May 27, 2026

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.06% $10,000 Compare
6 Mo CD
0.09% $100,000 Compare
12 Mo CD
0.15% $10,000 Compare
12 Mo CD
0.19% $100,000 Compare
18 Mo CD
0.15% $10,000 Compare
18 Mo CD
0.19% $100,000 Compare
24 Mo CD
0.25% $10,000 Compare
24 Mo CD
0.29% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.29% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.45% $100,000 Compare
48 Mo CD
0.45% $10,000 Compare
48 Mo CD
0.45% $100,000 Compare
60 Mo CD
0.65% $10,000 Compare
60 Mo CD
1.01% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.06% $10,000 Compare
Money Market
0.06% $25,000 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.13% $1
INT CHECKING RATES APY MIN
Int Ckg
0.01% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3430
Date Established 1884
Assets $ 5.92 billion
Loans $ 714.91 million
Deposits $ 4.84 billion
Capital $ 629.88 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 568.67 million
Interest-bearing balances $ 487.10 million
Total securities $ 4.29 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 714.91 million
Loan loss allowance $ 11.57 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 121.67 million
All other assets $ 239.85 million
     Total Assets $ 5.29 billion

LIABILITIES
Total deposits $ 4.84 billion
      Interest-bearing deposits $ 2.59 billion
      Deposits held in domestic offices $ 4.84 billion
      % insured (estimated)" 49.36%
Federal funds purchased and repurchase agreements $ 403.25 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 66.81 millionn
      Total Liabilities $ 5.29 billion
      Shareholders’ Equity $ 629.88 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 230.18 million
Total Interest Expense $ 13.86 million
Net interest income $ 216.31 million
Provision for loan and lease losses N.A.
Total non interest income $ 41.84 million
Total non interest expense $ 103.87 million
Pre-tax Net Operating Income $ 62.88 million

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