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WestStar Bank


WestStar Bank is an FDIC insured institution headquartered at 601 N Mesa St Ste 1100, El Paso, TX 79901.
It was founded in 1990 and has approximately $3 billion in assets. Customers can open an account at one of its 17 branches.

Deposit Rates - June 28, 2026

SAVINGS RATES APY MIN
Savings
0.25% $100 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.35% $100,000 Compare
12 Mo CD
0.35% $2,500 Compare
12 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.35% $2,500 Compare
24 Mo CD
0.40% $100,000 Compare
36 Mo CD
0.35% $2,500 Compare
36 Mo CD
0.40% $100,000 Compare
48 Mo CD
0.35% $2,500 Compare
48 Mo CD
0.40% $100,000 Compare
60 Mo CD
0.35% $2,500 Compare
60 Mo CD
0.40% $100,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.06% $10,000 Compare
Premium Money Market
0.06% $25,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32941
Date Established 1990
Assets $ 3.15 billion
Loans $ 2.36 billion
Deposits $ 2.70 billion
Capital $ 368.34 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 32.76 million
Interest-bearing balances $ 8.83 million
Total securities $ 597.19 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 2.36 billion
Loan loss allowance $ 24.27 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 41.59 million
All other assets $ 33.91 million
     Total Assets $ 2.78 billion

LIABILITIES
Total deposits $ 2.70 billion
      Interest-bearing deposits $ 1,769.66 million
      Deposits held in domestic offices $ 2.70 billion
      % insured (estimated)" 41.09%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 16.62 millionn
      Total Liabilities $ 2.78 billion
      Shareholders’ Equity $ 368.34 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 156.29 million
Total Interest Expense $ 51.08 million
Net interest income $ 105.20 million
Provision for loan and lease losses $ 2.55 million
Total non interest income $ 25.55 million
Total non interest expense $ 64.77 million
Pre-tax Net Operating Income $ 25.85 million

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