Williamsville State Bank & Trust


Williamsville State Bank & Trust is an FDIC insured institution headquartered at 512 W Main St, Williamsville, IL 62693.
It was founded in 1890 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
Savings
0.10% $50 Compare
CD RATES APY MIN
6 Mo CD
0.30% $1,000 Compare
12 Mo CD
0.40% $1,000 Compare
18 Mo CD
0.50% $1,000 Compare
24 Mo CD
0.65% $1,000 Compare
30 Mo CD
0.75% $1,000 Compare
36 Mo CD
0.85% $1,000 Compare
48 Mo CD
1.10% $1,000 Compare
60 Mo CD
1.25% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
PREMM RATES APY MIN
Premium Money Market
0.15% $10,000 Compare
Premium Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $1,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12388
Date Established 1890
Assets $ 92.72 million
Loans $ 25.86 million
Deposits $ 81.47 million
Capital $ 10.72 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.02 million
Interest-bearing balances $ 0.22 million
Total securities $ 42.20 million
Federal funds sold and reverse repurchase $ 18.29 million
Net loans and leases $ 25.86 million
Loan loss allowance $ 0.26 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.59 million
     Total Assets $ 82.01 million

LIABILITIES
Total deposits $ 81.47 million
      Interest-bearing deposits $ 58.33 million
      Deposits held in domestic offices $ 81.47 million
      % insured (estimated)" 90.10%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.13 millionn
      Total Liabilities $ 82.01 million
      Shareholders’ Equity $ 10.72 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.47 million
Total Interest Expense $ 0.71 million
Net interest income $ 2.75 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 0.62 million
Total non interest expense $ 2.69 million
Pre-tax Net Operating Income N.A.

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Branches

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Williamsville State Bank & Trust Locations