Wilson & Muir Bank & Trust Company


Wilson & Muir Bank & Trust Company is an FDIC insured institution headquartered at 107 N 3rd St, Bardstown, KY 40004.
It was founded in 1865 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - March 19, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
18 Mo CD
0.20% $10,000 Compare
18 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.25% $100,000 Compare
48 Mo CD
0.25% $10,000 Compare
48 Mo CD
0.25% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17040
Date Established 1865
Assets $ 808.89 million
Loans $ 515.89 million
Deposits $ 724.90 million
Capital $ 48.64 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 51.60 million
Interest-bearing balances $ 45.37 million
Total securities $ 218.16 million
Federal funds sold and reverse repurchase $ 2.53 million
Net loans and leases $ 515.89 million
Loan loss allowance $ 5.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 12.65 million
     Total Assets $ 760.25 million

LIABILITIES
Total deposits $ 724.90 million
      Interest-bearing deposits $ 453.20 million
      Deposits held in domestic offices $ 724.90 million
      % insured (estimated)" 70.84%
Federal funds purchased and repurchase agreements $ 31.04 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.32 millionn
      Total Liabilities $ 760.25 million
      Shareholders’ Equity $ 48.64 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 33.59 million
Total Interest Expense $ 7.04 million
Net interest income $ 26.55 million
Provision for loan and lease losses N.A.
Total non interest income $ 3.04 million
Total non interest expense $ 13.23 million
Pre-tax Net Operating Income $ 6.04 million

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Branches

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Wilson & Muir Bank & Trust Company Locations