Wilson & Muir Bank & Trust Company


Wilson & Muir Bank & Trust Company is an FDIC insured institution headquartered at 107 N 3rd St, Bardstown, KY 40004.
It was founded in 1865 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - November 03, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.20% $100,000 Compare
12 Mo CD
0.20% $10,000 Compare
12 Mo CD
0.20% $100,000 Compare
18 Mo CD
0.20% $10,000 Compare
18 Mo CD
0.20% $100,000 Compare
24 Mo CD
0.20% $10,000 Compare
24 Mo CD
0.20% $100,000 Compare
30 Mo CD
0.25% $10,000 Compare
30 Mo CD
0.25% $100,000 Compare
48 Mo CD
0.25% $10,000 Compare
48 Mo CD
0.25% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.05% $10,000 Compare
Money Market
0.05% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17040
Date Established 1865
Assets $ 802.91 million
Loans $ 521.58 million
Deposits $ 719.75 million
Capital $ 43.44 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 42.84 million
Interest-bearing balances $ 36.46 million
Total securities $ 215.20 million
Federal funds sold and reverse repurchase $ 2.65 million
Net loans and leases $ 521.58 million
Loan loss allowance $ 5.33 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 12.65 million
     Total Assets $ 759.47 million

LIABILITIES
Total deposits $ 719.75 million
      Interest-bearing deposits $ 450.35 million
      Deposits held in domestic offices $ 719.75 million
      % insured (estimated)" 70.87%
Federal funds purchased and repurchase agreements $ 35.79 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.32 millionn
      Total Liabilities $ 759.47 million
      Shareholders’ Equity $ 43.44 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 22.30 million
Total Interest Expense $ 4.78 million
Net interest income $ 17.52 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 1.92 million
Total non interest expense $ 8.72 million
Pre-tax Net Operating Income $ 6.04 million

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Wilson & Muir Bank & Trust Company Locations