Winnsboro State Bank & Trust Company is an FDIC insured institution headquartered at
3875 Front St, Winnsboro, LA 71295.
It was founded in
1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 10533
Date Established
1902
Assets
$ 381.33 million
Loans
$ 292.35 million
Deposits
$ 332.28 million
Capital
$ 43.03 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 26.27 million
Interest-bearing balances
$ 21.07 million
Total securities
$ 42.54 million
Federal funds sold and reverse repurchase
$ 2.00 million
Net loans and leases
$ 292.35 million
Loan loss allowance
$ 2.50 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.52 million
Goodwill and other intangibles
$ 1.25 million
All other assets
$ 5.13 million
Total Assets
$ 338.30 million
LIABILITIES
Total deposits
$ 332.28 million
Interest-bearing deposits
$ 280.07 million
Deposits held in domestic offices
$ 332.28 million
% insured (estimated)"
76.19%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 10.00 million
Subordinated debt
N.A.
All other liabilities
$ 0.98 millionn
Total Liabilities
$ 338.30 million
Shareholders’ Equity
$ 43.03 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 17.67 million
Total Interest Expense
$ 6.42 million
Net interest income
$ 11.25 million
Provision for loan and lease losses
$ 0.35 million
Total non interest income
$ 1.29 million
Total non interest expense
$ 8.30 million
Pre-tax Net Operating Income
$ 2.03 million
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Branches
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