Winnsboro State Bank & Trust Company is an FDIC insured institution headquartered at
3875 Front St, Winnsboro, LA 71295.
It was founded in
1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.
| Tap into your home's equity & access the funds you need with a HELOC | $0 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Reliant Home Funding, Inc. NMLS ID: 292473 |
6.104% |
$1,917
Fees & Points
$3,928 Total
0.604 Pts ($1,933) $1,995 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 10533 |
| Date Established | 1902 |
| Assets | $ 397.02 million |
| Loans | $ 306.08 million |
| Deposits | $ 340.82 million |
| Capital | $ 43.00 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 25.65 million |
| Interest-bearing balances | $ 22.45 million |
| Total securities | $ 44.77 million |
| Federal funds sold and reverse repurchase | $ 2.00 million |
| Net loans and leases | $ 306.08 million |
| Loan loss allowance | $ 2.94 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.13 million |
| Goodwill and other intangibles | $ 1.22 million |
| All other assets | $ 5.13 million |
| Total Assets | $ 354.02 million |
| LIABILITIES | |
| Total deposits | $ 340.82 million |
| Interest-bearing deposits | $ 286.16 million |
| Deposits held in domestic offices | $ 340.82 million |
| % insured (estimated)" | 77.29% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 10.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 0.98 millionn |
| Total Liabilities | $ 354.02 million |
| Shareholders’ Equity | $ 43.00 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 24.06 million |
| Total Interest Expense | $ 8.52 million |
| Net interest income | $ 15.53 million |
| Provision for loan and lease losses | $ 0.86 million |
| Total non interest income | $ 1.74 million |
| Total non interest expense | $ 11.38 million |
| Pre-tax Net Operating Income | $ 2.03 million |
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