Wood & Huston Bank


Wood & Huston Bank is an FDIC insured institution headquartered at 27 E North St, Marshall, MO 65340.
It was founded in 1874 and has approximately $1 billion in assets. Customers can open an account at one of its 11 branches.

Deposit Rates - November 01, 2025

SAVINGS RATES APY MIN
Savings
0.10% $25 Compare
Savings
0.35% $25 Compare
CD RATES APY MIN
6 Mo CD
0.25% $1,000 Compare
Special: 11 Mo CD
0.80% $1,000 Compare
12 Mo CD
0.45% $1,000 Compare
Special: 15 Mo CD
0.80% $1,000 Compare
Special: 24 Mo CD
0.65% $1,000 Compare
24 Mo CD
0.65% $1,000 Compare
36 Mo CD
0.70% $1,000 Compare
48 Mo CD
0.75% $1,000 Compare
60 Mo CD
0.80% $1,000 Compare
MM RATES APY MIN
Money Market
0.40% $1,000 Compare
Money Market
0.15% $1,000 Compare
Money Market
0.20% $1,000 Compare
Money Market
0.45% $10,000 Compare
Money Market
0.45% $25,000 Compare
Money Market
0.25% $25,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.45% $10,000 Compare
Premium Money Market
0.20% $10,000 Compare
Premium Money Market
0.15% $10,000 Compare
Premium Money Market
0.45% $25,000 Compare
Premium Money Market
0.25% $25,000 Compare
Premium Money Market
0.20% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 11 Mo FIRA
0.80% $1,000
Special: 15 Mo FIRA
0.80% $1,000
Special: 24 Mo FIRA
0.65% $1,000
INT CHECKING RATES APY MIN
Int Ckg
0.10% $1
Int Ckg
0.55% $1

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1060
Date Established 1874
Assets $ 1,191.23 million
Loans $ 925.74 million
Deposits $ 1,067.30 million
Capital $ 117.59 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 60.55 million
Interest-bearing balances $ 45.76 million
Total securities $ 148.05 million
Federal funds sold and reverse repurchase $ 2.30 million
Net loans and leases $ 925.74 million
Loan loss allowance $ 12.46 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 30.54 million
     Total Assets $ 1,073.64 million

LIABILITIES
Total deposits $ 1,067.30 million
      Interest-bearing deposits $ 908.00 million
      Deposits held in domestic offices $ 1,067.30 million
      % insured (estimated)" 67.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 18.42 million
Subordinated debt N.A.
All other liabilities $ 3.45 millionn
      Total Liabilities $ 1,073.64 million
      Shareholders’ Equity $ 117.59 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 34.64 million
Total Interest Expense $ 14.85 million
Net interest income $ 19.79 million
Provision for loan and lease losses $ 0.19 million
Total non interest income $ 4.31 million
Total non interest expense $ 12.99 million
Pre-tax Net Operating Income $ 6.99 million

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Branches

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Wood & Huston Bank Locations