Banks | Woodforest National Bank

Woodforest National Bank

Woodforest National Bank is an FDIC insured institution headquartered at 1330 Lake Robbins Dr, The Woodlands, TX 77380.
It was founded in 1980 and has approximately $9 billion in assets. Customers can open an account at one of its 753 branches.

Deposit Rates - July 15, 2025

SAVINGS RATES	APY	MIN
SAV	0.25%	$0	Compare
SAV	0.40%	$10,000	Compare

CD RATES	APY	MIN
1 Mo CD	0.20%	$500	Compare
3 Mo CD	2.50%	$500	Compare
6 Mo CD	2.75%	$500	Compare
8 Mo CD	4.00%	$500	Compare
12 Mo CD	2.50%	$500	Compare
13 Mo CD	3.50%	$500	Compare
24 Mo CD	2.25%	$500	Compare
36 Mo CD	1.40%	$500	Compare
48 Mo CD	1.30%	$500	Compare
60 Mo CD	1.35%	$500	Compare

MM RATES	APY	MIN
Money Market	0.35%	$0	Compare
Money Market	1.25%	$1	Compare
Money Market	1.75%	$100,000	Compare
Money Market	2.25%	$250,000	Compare
Money Market	3.25%	$500,000	Compare

FIXED IRA RATES	APY	MIN
6 Mo FIRA	2.75%	$500
12 Mo FIRA	2.50%	$500
24 Mo FIRA	2.25%	$500
36 Mo FIRA	1.40%	$500
48 Mo FIRA	1.30%	$500
60 Mo FIRA	1.35%	$500

INT CHECKING RATES	APY	MIN
INTCK	0.75%	$1
INTCK	0.35%	$1,000
INTCK	0.15%	$1,001

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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

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NMLS ID: 401822 / Updated 2025-07-15
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

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Reliant Home Funding, Inc.
NMLS ID: 292473

6.496%

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NMLS ID: 613839

6.767%

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NMLS ID: 401822

6.818%

$2,049 Fees & Points $6,400 Total
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 23220
Date Established	1980
Assets	$ 9.10 billion
Loans	$ 6.28 billion
Deposits	$ 8.33 billion
Capital	$ 701.60 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 816.83 million
Interest-bearing balances	$ 577.05 million
Total securities	$ 1,472.27 million
Federal funds sold and reverse repurchase	$ 5.31 million
Net loans and leases	$ 6.28 billion
Loan loss allowance	$ 80.94 million
Trading account assets	$ 0.49 million
Bank premises and fixed assets	N.A.
Other real estate owned	$ 21.99 million
Goodwill and other intangibles	$ 15.67 million
All other assets	$ 357.89 million
Total Assets	$ 8.40 billion

LIABILITIES
Total deposits	$ 8.33 billion
Interest-bearing deposits	$ 5.48 billion
Deposits held in domestic offices	$ 8.33 billion
% insured (estimated)"	72.59%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	$ 0.49 million
Other borrowed funds	$ 150.00 million
Subordinated debt	N.A.
All other liabilities	$ 63.78 millionn
Total Liabilities	$ 8.40 billion
Shareholders’ Equity	$ 701.60 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 119.33 million
Total Interest Expense	$ 27.12 million
Net interest income	$ 92.21 million
Provision for loan and lease losses	$ 20.30 million
Total non interest income	$ 105.89 million
Total non interest expense	$ 147.63 million
Pre-tax Net Operating Income	$ 100.29 million

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