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Zions Bank

For information concerning Zions Bank online bank, please click here .

Phone: 888 307 3411

ACH Number: 124000054

SWIFT Code: ZFNBUS55XXX

Zions Bank is an FDIC insured institution headquartered at 1 S Main St, Salt Lake City, UT 84133.
It was founded in 1873 and has approximately $89 billion in assets. Customers can open an account at one of its 478 branches.

Deposit Rates - August 25, 2026

SAVINGS RATES APY MIN
SAV
0.02% $0 Compare
SAV
0.07% $100,000 Compare
CD RATES APY MIN
3 Mo CD
2.17% $1,000 Compare
5 Mo CD
3.87% $1,000 Compare
6 Mo CD
2.17% $1,000 Compare
7 Mo CD
4.65% $1,000 Compare
9 Mo CD
2.17% $1,000 Compare
12 Mo CD
2.17% $1,000 Compare
18 Mo CD
2.02% $1,000 Compare
24 Mo CD
2.02% $1,000 Compare
36 Mo CD
2.02% $1,000 Compare
48 Mo CD
2.02% $1,000 Compare
60 Mo CD
2.02% $1,000 Compare
MM RATES APY MIN
Money Market
0.20% $1,000 Compare
Money Market
0.55% $100,000 Compare
Money Market
0.80% $1,000,000 Compare
PREMM RATES APY MIN
Premium Money Market
0.30% $5,000 Compare
Premium Money Market
0.65% $100,000 Compare
Premium Money Market
0.90% $250,000 Compare
Premium Money Market
1.21% $500,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.01% $0
INTCK
0.07% $25,000
INTCK
0.10% $100,000




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2270
Date Established 1873
Assets $ 88.99 billion
Loans $ 60.44 billion
Deposits $ 75.88 billion
Capital $ 7.18 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.77 billion
Interest-bearing balances $ 2.09 billion
Total securities $ 18.19 billion
Federal funds sold and reverse repurchase $ 1,420.24 million
Net loans and leases $ 60.44 billion
Loan loss allowance $ 678.05 million
Trading account assets $ 63.94 million
Bank premises and fixed assets N.A.
Other real estate owned $ 4.78 million
Goodwill and other intangibles $ 1,114.82 million
All other assets $ 3.15 billion
     Total Assets $ 81.81 billion

LIABILITIES
Total deposits $ 75.88 billion
      Interest-bearing deposits $ 50.05 billion
      Deposits held in domestic offices $ 75.88 billion
      % insured (estimated)" 53.74%
Federal funds purchased and repurchase agreements $ 736.87 million
Trading liabilities N.A.
Other borrowed funds $ 336.92 million
Subordinated debt $ 969.12 million
All other liabilities $ 903.08 millionn
      Total Liabilities $ 81.81 billion
      Shareholders’ Equity $ 7.18 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 4.20 billion
Total Interest Expense $ 1,557.03 million
Net interest income $ 2.65 billion
Provision for loan and lease losses $ 71.80 million
Total non interest income $ 740.06 million
Total non interest expense $ 2.14 billion
Pre-tax Net Operating Income $ 514.99 million

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