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Zions Bank is an FDIC insured institution headquartered at
1 S Main St, Salt Lake City, UT 84133.
It was founded in
1873 and has approximately $89 billion in assets. Customers can open an account at one of its 478 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.02% | $0 | Compare |
|
SAV
|
0.07% | $100,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
2.17% | $1,000 | Compare |
|
5 Mo CD
|
3.87% | $1,000 | Compare |
|
6 Mo CD
|
2.17% | $1,000 | Compare |
|
7 Mo CD
|
4.65% | $1,000 | Compare |
|
9 Mo CD
|
2.17% | $1,000 | Compare |
|
12 Mo CD
|
2.17% | $1,000 | Compare |
|
18 Mo CD
|
2.02% | $1,000 | Compare |
|
24 Mo CD
|
2.02% | $1,000 | Compare |
|
36 Mo CD
|
2.02% | $1,000 | Compare |
|
48 Mo CD
|
2.02% | $1,000 | Compare |
|
60 Mo CD
|
2.02% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.20% | $1,000 | Compare |
|
Money Market
|
0.50% | $100,000 | Compare |
|
Money Market
|
0.80% | $1,000,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
0.30% | $5,000 | Compare |
|
Premium Money Market
|
0.65% | $100,000 | Compare |
|
Premium Money Market
|
0.90% | $250,000 | Compare |
|
Premium Money Market
|
1.21% | $500,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $0 |
|
INTCK
|
0.07% | $25,000 |
|
INTCK
|
0.10% | $100,000 |
|
Intro APR: 6.817 %
After Intro:6.817 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-27 |
Home Equity Loans & Refinance – Cash out | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-05-27 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-27 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-05-27 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| 5.993% |
$1,893
Fees & Points
$4,099 Total
0.625 Pts ($2,000) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
6.098% |
$1,919
Fees & Points
$3,471 Total
0.680 Pts ($2,176) $1,295 Fees |
Copperstate Home Loans NMLS ID: 1982090 |
6.129% |
$1,919
Fees & Points
$4,559 Total
1.000 Pts ($3,200) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.168% |
$1,919
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.219% |
$1,945
Fees & Points
$3,305 Total
1.000 Pts ($3,200) $105 Fees |
Barrett Financial NMLS ID: 181106 |
6.279% |
$1,945
Fees & Points
$5,265 Total
0.772 Pts ($2,470) $2,795 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.334% |
$1,971
Fees & Points
$2,829 Total
0.884 Pts ($2,829) $0 Fees |
| 6.339% |
$1,971
Fees & Points
$3,021 Total
0.944 Pts ($3,021) $0 Fees |
| 6.347% |
$1,971
Fees & Points
$3,386 Total
0.730 Pts ($2,336) $1,050 Fees |
Watermark Home Loans NMLS ID: 1838 |
6.366% |
$1,971
Fees & Points
$4,032 Total
0.751 Pts ($2,403) $1,629 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.368% |
$1,945
Fees & Points
$8,307 Total
0.471 Pts ($1,507) $6,800 Fees |
Simply PMG NMLS ID: 133739 |
6.374% |
$1,971
Fees & Points
$4,217 Total
0.913 Pts ($2,922) $1,295 Fees |
Northpointe Bank NMLS ID: 447490 |
6.379% |
$1,971
Fees & Points
$4,361 Total
0.927 Pts ($2,966) $1,395 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.417% |
$1,997
Fees & Points
$1,427 Total
0.446 Pts ($1,427) $0 Fees |
| 6.457% |
$1,997
Fees & Points
$2,993 Total
0.549 Pts ($1,757) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.494% |
$1,997
Fees & Points
$3,995 Total
0.625 Pts ($2,000) $1,995 Fees |
Loansteady NMLS ID: 1701910 |
6.535% |
$2,021
Fees & Points
$1,495 Total
0.000 Pts ($0) $1,495 Fees |
SoFi NMLS ID: 696891 |
6.751% |
$2,049
Fees & Points
$4,189 Total
0.842 Pts ($2,694) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 2270 |
| Date Established | 1873 |
| Assets | $ 88.99 billion |
| Loans | $ 60.44 billion |
| Deposits | $ 75.88 billion |
| Capital | $ 7.18 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 2.77 billion |
| Interest-bearing balances | $ 2.09 billion |
| Total securities | $ 18.19 billion |
| Federal funds sold and reverse repurchase | $ 1,420.24 million |
| Net loans and leases | $ 60.44 billion |
| Loan loss allowance | $ 678.05 million |
| Trading account assets | $ 63.94 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 4.78 million |
| Goodwill and other intangibles | $ 1,114.82 million |
| All other assets | $ 3.15 billion |
| Total Assets | $ 81.81 billion |
| LIABILITIES | |
| Total deposits | $ 75.88 billion |
| Interest-bearing deposits | $ 50.05 billion |
| Deposits held in domestic offices | $ 75.88 billion |
| % insured (estimated)" | 53.74% |
| Federal funds purchased and repurchase agreements | $ 736.87 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 336.92 million |
| Subordinated debt | $ 969.12 million |
| All other liabilities | $ 903.08 millionn |
| Total Liabilities | $ 81.81 billion |
| Shareholders’ Equity | $ 7.18 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 4.20 billion |
| Total Interest Expense | $ 1,557.03 million |
| Net interest income | $ 2.65 billion |
| Provision for loan and lease losses | $ 71.80 million |
| Total non interest income | $ 740.06 million |
| Total non interest expense | $ 2.14 billion |
| Pre-tax Net Operating Income | $ 514.99 million |
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