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Central Bank & Trust Co. : Richmond Branch

300 West Main Street
Richmond, KY 40475

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Deposit Rates - July 16, 2025

CD RATES APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Compare
6 Mo CD
0.20% $100,000 $199,999 Compare
Special: 12 Mo CD
0.15% $2,500 - Compare
Special: 12 Mo CD
0.17% $2,500 - Compare
12 Mo CD
0.20% $10,000 $14,999 Compare
12 Mo CD
0.20% $100,000 $199,999 Compare
24 Mo CD
0.30% $10,000 $14,999 Compare
24 Mo CD
0.30% $100,000 $199,999 Compare
36 Mo CD
0.50% $10,000 $14,999 Compare
36 Mo CD
0.50% $100,000 $199,999 Compare
48 Mo CD
0.55% $10,000 $14,999 Compare
48 Mo CD
0.55% $100,000 $199,999 Compare
60 Mo CD
0.65% $10,000 $14,999 Compare
60 Mo CD
0.65% $100,000 $199,999 Compare
SAVINGS RATES APY MIN MAX
Savings
0.05% $2,500 $4,999 Compare
MM RATES APY MIN MAX
Money Market
0.05% $2,500 $2,999 Compare
Money Market
0.05% $10,000 $14,999 Compare
Money Market
0.05% $25,000 $29,999 Compare
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $2,500 $3,499

Loan Rates - July 16, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
6.85% $2,831.71
30 Year Fixed Conforming
7.31% $2,182.96
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
6.85% $2,831.71
30 Year Fixed Conforming
7.31% $2,182.96
See Other Mortgage Rates →

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