Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal).
No application or closing costs
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for
taxes and insurance premiums. Click here for more information on rates and product details.
Pay Off Higher Interest Rates Credit Cards, Pay College Tuition
Cash Out, Debt Consolidation Options Available
Offers Flexible Terms from 8 to 30 Years
Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for
taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 15815
Date Established
1938
Assets
$ 3.67 billion
Loans
$ 2.14 billion
Deposits
$ 3.02 billion
Capital
$ 362.03 million
Summary Balance Sheet
ASSETS
Cash & Balances due from depository institutions
$ 1,051.07 million
Interest-bearing balances
$ 1,014.70 million
Total securities
$ 395.40 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 2.14 billion
Loan loss allowance
$ 24.43 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.39 million
Goodwill and other intangibles
$ 14.54 million
All other assets
$ 43.18 million
Total Assets
$ 3.31 billion
LIABILITIES
Total deposits
$ 3.02 billion
Interest-bearing deposits
$ 1,692.85 million
Deposits held in domestic offices
$ 3.02 billion
% insured (estimated)
70.73%
Federal funds purchased and repurchase agreements
$ 217.81 million
Trading liabilities
N.A.
Other borrowed funds
$ 25.30 million
Subordinated debt
N.A.
All other liabilities
$ 47.14 millionn
Total Liabilities
$ 3.31 billion
Shareholders’ Equity
$ 362.03 million
Summary Income Statement
INCOME AND EXPENSES
Total Interest Income
$ 81.79 million
Total Interest Expense
$ 2.92 million
Net interest income
$ 78.87 million
Provision for loan and lease losses
$ 0.73 million
Total non interest income
$ 35.16 million
Total non interest expense
$ 82.36 million
Pre-tax Net Operating Income
$ 30.95 million
Central Bank & Trust Company is an FDIC insured institution headquartered at
300 West Vine Street, Lexington, KY 40507.
It was founded in
1938 and has approximately $4 billion in
assets. Customers can open an account at one of its 26 branches.
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