Credit Unions | Citadel Federal Credit Union | Branches | Springfield

Citadel Federal Credit Union : Springfield

783 W Sproul Rd
Springfield, PA 19064

Phone 610-380-6000

Visit Citadel Federal Credit Union main page

Your current location is: New York City, NY

Citadel Federal Credit Union : Springfield — distance 88.7

Deposit Rates - October 31, 2025

CD RATES	APY	MIN	MAX
3 Mo CD	3.45%	$500	-	Compare
3 Mo CD	3.55%	$75,000	-	Compare
6 Mo CD	4.00%	$500	-	Compare
6 Mo CD	4.05%	$75,000	-	Compare
12 Mo CD	4.00%	$500	-	Compare
12 Mo CD	4.05%	$75,000	-	Compare
18 Mo CD	3.90%	$500	-	Compare
18 Mo CD	3.95%	$75,000	-	Compare
24 Mo CD	4.35%	$500	-	Compare
24 Mo CD	4.40%	$75,000	-	Compare
30 Mo CD	4.35%	$500	-	Compare
30 Mo CD	4.40%	$75,000	-	Compare
36 Mo CD	4.35%	$500	-	Compare
36 Mo CD	4.40%	$75,000	-	Compare
48 Mo CD	4.00%	$500	-	Compare
48 Mo CD	4.05%	$75,000	-	Compare
60 Mo CD	4.00%	$500	-	Compare
60 Mo CD	4.05%	$75,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.10%	$5	$2,499	Compare
SAV 10k	3.70%	$10,000	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.45%	$2,500	$24,999	Compare
Money Market	0.50%	$25,000	$74,999	Compare
Money Market	0.55%	$75,000	$249,999	Compare
Money Market	0.75%	$250,000	-	Compare

Featured Home Equity Rates in Pennsylvania

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-10-31
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-10-31

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-10-31
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Owning.com
NMLS ID: 2611 / Updated 2025-10-31

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-10-31

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-10-31
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-10-31

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate
NMLS ID: 2611 / Updated 2025-10-31

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-10-31

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Upstart
NMLS ID: 2443873 / Updated 2025-10-31

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

Agave Home Loans
NMLS ID: 1951574 / Updated 2025-10-31
Equal Housing Lender

REFI, HELOC, & Home Equity Loan Options

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull
Top 3 in Customer Satisfaction by Lending Tree Q4 2024

Spring EQ
NMLS ID: 1464945 / Updated 2025-10-31

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Pennsylvania

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

District Lending
NMLS ID: 1835285

5.853%

$1,868 Fees & Points $3,600 Total
0.625 Pts ($2,000)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

Loansteady
NMLS ID: 1701910

5.861%

$1,868 Fees & Points $3,890 Total
0.750 Pts ($2,400)
$1,490 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Advantage Lending
NMLS ID: 2592312

5.956%

$1,893 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees

Boutique mortgage broker providing personalized service and great rates.
We automate our back office tasks, not customer communication.
We close loans in as little as 10 days.

Northpointe Bank
NMLS ID: 447490

5.983%

$1,893 Fees & Points $3,744 Total
0.734 Pts ($2,349)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

West Capital Lending
NMLS ID: 1566096

6.003%

$1,893 Fees & Points $4,453 Total
0.987 Pts ($3,158)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

PenFed Credit Union
NMLS ID: 401822

6.174%

$1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907
License#: Pennsylvania

6.178%

$1,945 Fees & Points $1,802 Total
0.563 Pts ($1,802)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.232%

$1,945 Fees & Points $3,650 Total
0.922 Pts ($2,950)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

New American Funding, LLC.
NMLS ID: 6606

6.331%

$1,969 Fees & Points $3,085 Total
0.964 Pts ($3,085)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Agave Home Loans
NMLS ID: 1951574
License#: 107135

Fees & Points Total
Pts ($0)
$0 Fees

REFI, HELOC, & Home Equity Loan Options
A+ BBB Rating & 1500+ 5-Star Reviews
Get a Quote WITHOUT a Hard Credit Pull

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 14 days
More loan types so you’re more likely to qualify

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Citadel Federal Credit Union : Springfield

Deposit Rates - October 31, 2025

Featured Home Equity Rates in Pennsylvania

Featured 30-Year Fixed Mortgage Rates in Pennsylvania

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