Credit Unions | Southern Energy Credit Union

Southern Energy Credit Union

Southern Energy Credit Union is a NCUA insured credit union headquartered at 750 17TH ST N, BIRMINGHAM, AL 35203.
It was founded in 1953 and has approximately $3,617 million in assets. Customers can open an account at one of its 28 branches.

Deposit Rates - July 30, 2025

Loan Rates - July 30, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.12%	$2,700.34
15 Year Fixed Jumbo	6.90%	$2,853.93
20 Year Fixed Conforming	6.59%	$2,385.83
20 Year Fixed Jumbo	7.40%	$2,553.50
30 Year Fixed Conforming	7.33%	$2,182.96
30 Year Fixed Jumbo	7.46%	$2,226.54

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.12%	$2,700.34
15 Year Fixed Jumbo	6.90%	$2,853.93
20 Year Fixed Conforming	6.59%	$2,385.83
20 Year Fixed Jumbo	7.40%	$2,553.50
30 Year Fixed Conforming	7.33%	$2,182.96
30 Year Fixed Jumbo	7.46%	$2,226.54

See Other Mortgage Rates →

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
15 Year Loan	5.17%	$788.19

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
4 Year	2.45%	$547.30
5 Year	2.90%	$448.11

Overview 2025

General Credit Union Information

NCUA Insured	Yes / State-Chartered
Charter Number	# 62728
Date Established	1953
Assets	$3,616.70 million
Loans	$931.75 million
Deposits	$3,298.64 million
Capital	$505.00 million

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Branches

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