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Jovia Financial Federal Credit Union


Phone: (516) 561-0030

Jovia Financial Federal Credit Union is a NCUA insured federal credit union headquartered at 1000 CORPORATE DR, WESTBURY, NY 11590.
It was founded in 1938 and has approximately $4,534 million in assets. Customers can open an account at one of its 22 branches.

Deposit Rates - December 18, 2025

SAVINGS RATES APY MIN
SAV
1.48% $10 Compare
SAV
0.10% $60 Compare
SAV
0.10% $2,500 Compare
CD RATES APY MIN
3 Mo CD
1.00% $100 Compare
6 Mo CD
1.00% $100 Compare
11 Mo CD
3.80% $100 Compare
12 Mo CD
1.25% $100 Compare
18 Mo CD
3.00% $100 Compare
24 Mo CD
1.50% $100 Compare
25 Mo CD
3.25% $100 Compare
36 Mo CD
1.75% $100 Compare
40 Mo CD 0.1k
3.10% $100 Compare
48 Mo CD
2.00% $100 Compare
60 Mo CD
2.25% $100 Compare
MM RATES APY MIN
Money Market
0.20% $0 Compare
Money Market
0.30% $25,000 Compare
Money Market
0.50% $50,000 Compare
Money Market
0.75% $100,000 Compare
Money Market
1.00% $250,000 Compare
Money Market
1.50% $5,000,000 Compare
INT CHECKING RATES APY MIN
INTCK
5.00% $25




Loan Rates - December 18, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
6.59% $1,842.10
10 Year Adjustable Conforming
6.49% $1,867.43
15 Year Fixed Conforming
6.42% $2,743.75
30 Year Fixed Conforming
6.60% $2,022.62
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
30 Year Fixed Jumbo
7.14% $2,155.90
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
7 Year Adjustable Conforming
6.59% $1,842.10
10 Year Adjustable Conforming
6.49% $1,867.43
15 Year Fixed Conforming
6.42% $2,743.75
30 Year Fixed Conforming
6.60% $2,022.62
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
30 Year Fixed Jumbo
7.14% $2,155.90
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.99% Varies
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 8.5 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
5.79% $758.17
4 Year
5.79% $584.72
5 Year
5.79% $480.88

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 2760
Date Established 1938
Assets $4,533.54 million
Loans $3,640.48 million
Deposits $4,038.12 million
Capital $422.12 million


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Branches

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Your current location is: New York City, NY

Jovia Financial Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    JOVIA FINANCIAL
    Credit Union
    -
    $50,000
    N.A.
    1.48%
    6.55x (National Avg. - 0.23%)
    $10
    -
    SCENARIO
    Year Rate
    1.48%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 740 518
    2 50,740 751 526
    3 51,491 762 533
    4 52,253 773 541
    5 53,026 785 549
    6 53,811 796 557
    7 54,608 808 566
    8 55,416 820 574
    9 56,236 832 583
    10 57,068 845 591
    11 57,913 857 600
    12 58,770 870 609
    13 59,640 883 618
    14 60,522 896 627
    15 61,418 909 636
    16 62,327 922 646
    17 63,250 936 655
    18 64,186 950 665
    19 65,136 964 675
    20 66,100 978 685
    TOTAL $17,078 $11,954
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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