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Fourleaf Federal Credit Union


Phone: 1-800-628-7070

Fourleaf Federal Credit Union is a NCUA insured federal credit union headquartered at 899 So. Oyster Bay Road, Bethpage, NY 11714.
It was founded in 1941 and has approximately $13,877 million in assets. Customers can open an account at one of its 50 branches.

Deposit Rates - December 07, 2025

SAVINGS RATES APY MIN
SAV
5.00% $0 Compare
SAV
0.10% $5 Compare
CD RATES APY MIN
6 Mo CD
1.50% $50 Compare
11 Mo CD
1.50% $50 Compare
12 Mo CD
1.50% $50 Compare
18 Mo CD
1.50% $50 Compare
24 Mo CD
1.50% $50 Compare
30 Mo CD
1.25% $50 Compare
36 Mo CD
1.25% $50 Compare
39 Mo CD
1.25% $50 Compare
48 Mo CD
1.25% $50 Compare
60 Mo CD
1.25% $50 Compare
MM RATES APY MIN
Money Market
0.10% $0 Compare
Money Market
0.20% $500 Compare
Money Market
0.25% $50,000 Compare
Money Market
0.35% $100,000 Compare
Money Market
0.50% $250,000 Compare
Money Market
1.00% $500,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.10% $0
INT CHECKING RATES APY MIN
INTCK
0.40% $0

Loan Rates - December 07, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
7 Year Adjustable Jumbo
7.57% $2,050.05
7 Year Adjustable Conforming
7.60% $2,050.05
10 Year Adjustable Jumbo
7.47% $2,103.24
10 Year Adjustable Conforming
7.50% $2,103.24
15 Year Fixed Jumbo
6.81% $2,831.71
15 Year Fixed Conforming
6.88% $2,831.71
20 Year Fixed Jumbo
7.17% $2,505.99
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
7 Year Adjustable Jumbo
7.57% $2,050.05
7 Year Adjustable Conforming
7.60% $2,050.05
10 Year Adjustable Jumbo
7.47% $2,103.24
10 Year Adjustable Conforming
7.50% $2,103.24
15 Year Fixed Jumbo
6.81% $2,831.71
15 Year Fixed Conforming
6.88% $2,831.71
20 Year Fixed Jumbo
7.17% $2,505.99
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
5.50% Varies
Compare with 0 RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
10 Year Loan
4.50% $1,036.38
15 Year Loan
5.50% $817.08
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
3.14% $728.57
4 Year
3.14% $554.91
5 Year
3.14% $450.77

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 4735
Date Established 1941
Assets $13,876.60 million
Loans $10,633.51 million
Deposits $12,207.91 million
Capital $1,221.46 million


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Branches

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Your current location is: New York City, NY

Fourleaf Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    BETHPAGE
    Credit Union
    -
    $50,000
    N.A.
    5.00%
    22.12x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    5.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,500 1,750
    2 52,500 2,625 1,838
    3 55,125 2,756 1,929
    4 57,881 2,894 2,026
    5 60,775 3,039 2,127
    6 63,814 3,191 2,233
    7 67,005 3,350 2,345
    8 70,355 3,518 2,462
    9 73,873 3,694 2,586
    10 77,566 3,878 2,715
    11 81,445 4,072 2,851
    12 85,517 4,276 2,993
    13 89,793 4,490 3,143
    14 94,282 4,714 3,300
    15 98,997 4,950 3,465
    16 103,946 5,197 3,638
    17 109,144 5,457 3,820
    18 114,601 5,730 4,011
    19 120,331 6,017 4,212
    20 126,348 6,317 4,422
    TOTAL $82,665 $57,865
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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