Credit Unions | Cahp Credit Union

Cahp Credit Union

Cahp Credit Union is a credit union headquartered at PO BOX 276507, SACRAMENTO, CA 95827.
It was founded in 1969 and has approximately $392 million in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - May 29, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-05-29
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Owning.com
NMLS ID: 2611 / Updated 2026-05-26
Equal Housing Lender

Intro APR: 6.817 %
After Intro:6.817 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Splash Financial
NMLS ID: 1630038 / Updated 2026-05-29
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-05-29
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-05-29

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Spring EQ
NMLS ID: 1464945 / Updated 2026-05-29

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-05-29

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-05-29

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

District Lending
NMLS ID: 1835285
License#: 1835285

5.901%

$1,868 Fees & Points $5,299 Total
1.000 Pts ($3,200)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

Saxton Mortgage
NMLS ID: 1717191

5.995%

$1,893 Fees & Points $4,271 Total
0.930 Pts ($2,976)
$1,295 Fees

Proud to help you find the home loan of your future.

Basis Lending, LLC
NMLS ID: 2463124

6.064%

$1,893 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Arizona Valley Lending, LLC
NMLS ID: 1001884
License#: 0922379

6.093%

$1,919 Fees & Points $3,305 Total
1.000 Pts ($3,200)
$105 Fees

Competitive Rates, and Personalized Options

Copperstate Home Loans
NMLS ID: 1982090

6.105%

$1,919 Fees & Points $3,759 Total
0.750 Pts ($2,400)
$1,359 Fees

Fill In

River City Mortgage LLC
NMLS ID: 142954
License#: 1008487

6.214%

$1,945 Fees & Points $3,130 Total
0.650 Pts ($2,080)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Valley West Mortgage
NMLS ID: 65506

6.251%

$1,945 Fees & Points $4,375 Total
1.000 Pts ($3,200)
$1,175 Fees

Get a loan tailored to your specific needs
Forget the haggle and the hassle
Find the right type of loan for you and your family

Watermark Home Loans
NMLS ID: 1838

6.256%

$1,945 Fees & Points $4,582 Total
0.923 Pts ($2,954)
$1,628 Fees

Lower Rates and Payments Start Here
Direct Lending • 14–21 Day Average Closings
Refinance Direct. Save More.

Loansteady
NMLS ID: 1701910

6.262%

$1,945 Fees & Points $4,695 Total
1.000 Pts ($3,200)
$1,495 Fees

Consolidate debt or renovate your home
Easy online application process
Low Rates: Quick Quote and Approval

Barrett Financial
NMLS ID: 181106

6.262%

$1,945 Fees & Points $4,689 Total
0.592 Pts ($1,894)
$2,795 Fees

Seamless online application with dedicated broker support
Personalized loan options tailored to your unique financial goals
Seamless online application with dedicated broker support

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.265%

$1,919 Fees & Points $9,149 Total
0.734 Pts ($2,349)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 0948841

6.318%

$1,971 Fees & Points $2,314 Total
0.723 Pts ($2,314)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Beeline Loans, Inc.
NMLS ID: 1799947

6.320%

$1,971 Fees & Points $2,374 Total
0.742 Pts ($2,374)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Simply PMG
NMLS ID: 133739

6.348%

$1,971 Fees & Points $3,333 Total
0.637 Pts ($2,038)
$1,295 Fees

Simpler Process. Better Price.

AimLoan.com
NMLS ID: 2890
License#: BK-0906323

6.352%

$1,971 Fees & Points $3,687 Total
0.766 Pts ($2,451)
$1,236 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Northpointe Bank
NMLS ID: 447490

6.367%

$1,971 Fees & Points $3,965 Total
0.803 Pts ($2,570)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.403%

$1,971 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

loanDepot
NMLS ID: 174457

6.644%

$2,023 Fees & Points $4,812 Total
0.974 Pts ($3,117)
$1,695 Fees

Lock in before rates rise

SoFi
NMLS ID: 696891

6.738%

$2,049 Fees & Points $3,735 Total
0.700 Pts ($2,240)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: BK – 09065

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	No
Charter Number	# 95071
Date Established	1969
Assets	$391.69 million
Loans	$287.60 million
Deposits	$354.33 million
Capital	$34.67 million

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Cahp Credit Union

Deposit Rates - May 29, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for Cahp Credit Union

Branches

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