Cwu Federal Credit Union

Deposit Rates - January 15, 2026

• Savings

  Annual Percentage Yield

  Details

• Sponsored

  Advertiser Disclosure

• 3.750%

  First Foundation Bank Learn More on the First Foundation Bank website

  Earn 10x the national savings average. Online Savings Account - $1,000 Min

Featured Home Equity Rates

• Lender

  APR(%)

  Min.Initial Draw Amount

  Learn More

• Sponsored

  Advertiser Disclosure

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-01-15

  Unlock your home equity. Build your future.

  $0

  Get up to $600k with no monthly payments, ever. No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• Upstart Home Lending NMLS ID: 2443873 / Updated 2025-07-23

  Intro APR: 6.520 % After Intro:6.520 %

  $20,800

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw** No paperwork needed to apply Learn More

• Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US Learn More

• Valley Strong Credit Union NMLS ID: 456506 / Updated 2025-10-29 Equal Housing Lender

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years Learn More

• Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22

  Intro APR: 6.950 % After Intro:6.950 %

  $15,000

  Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed Learn More

• Achieve Loans NMLS ID: 1810501 / Updated 2025-09-30

  Intro APR: 6.990 % After Intro:6.990 %

  $0

  Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600 Learn More

• Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22

  Intro APR: 5.990 % After Intro:7.000 % Intro Period: 12 months

  $25,000

  Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5] Learn More

• Farmers Bank of Kansas City NMLS ID: 613839 / Updated 2026-01-07 Equal Housing Lender

  Intro APR: 7.750 % After Intro:7.750 %

  $25,000

  Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV Learn More

• Upstart Home Lending NMLS ID: 2443873 / Updated 2026-01-15

  As low as 6.52% APR on your initial draw*

  $0

  As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard** Fixed rate on each draw ** No paperwork needed to apply Learn More

• CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-01-15

  Unlock Your Home's Potential

  $0

  Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions! Unlock Your Home's Value: Discover the Power of our Online HELOC! Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step Secure Your Future: Experience the Ease of our Fixed Home Equity Loans Learn More

• Rate NMLS ID: 2611 / Updated 2026-01-15

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Nation's #2 retail mortgage lender in 2024. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. No in-person appraisal needed. Learn More

• Spring EQ NMLS ID: 1464945 / Updated 2026-01-15

  The leader for homeowners tapping cash from their homes since 2016.

  $0

  Access up to 90% of your home's equity, up to a maximum of $500,000. FIXLINE: The flexibility of a HELOC with the stability of a HELOAN. A fixed rate for life- no need to worry about fluctuating rates. We make it easy - and fast - to access your cash (as little as 11 days). Learn More

• Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-01-15

  Get cash now in exchange for a percentage of your homes future equity.

  $0

  No monthly payments or interest charges Minimum Credit score: 500 Access up to $500k No need to refinance Learn More

• Owning.com NMLS ID: 2611 / Updated 2026-01-15

  Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

  $0

  Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed. Learn More

• Point Digital Finance NMLS ID: Not a Lender / Updated 2026-01-15

  Get up to $600k with no monthly payments, ever.

  $0

  Use your funds your way No income verification - ideal for self-employment or retirement planning Enjoy maximum flexibility - 30 year term, no prepayment penalties Home Equity Investments are not considered a loan in all states Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-01-15

  Home Equity Loans & Refinance – Cash out

  $0

  Home Equity Loans & Refinance – Cash out Customized rate quote with no impact to credit Low Rates, Quick Approvals, Wide Range of Products Over 100 Billion Funded. 22 Years in Business Learn More

• Renofi NMLS ID: 1802847 / Updated 2026-01-15

  Renovating? Work with experts in renovation financing

  $0

  Renovating? Work with experts in renovation financing Borrow up to 125% on your current home value to finance renovations Loans up to $750k with competitive rates from Credit Unions Borrow more than a typical HELOC Learn More

• Figure Home Equity Line NMLS ID: 1717824 / Updated 2026-01-15 Equal Housing Lender

  HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

  $0

  Fastest way to turn home equity into cash Flexible terms, redraw up to 100%, borrow $15k-$750k Approval in as little as 5 minutes. Funding in as few as 5 days. Use to consolidate debt or finance your next home project Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

• Lender

  APR(%)

  Monthly Payment

  Learn More

• Sponsored

  Advertiser Disclosure

• Agave Home Loans NMLS ID: 1951574 License#: CL-1951574

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  REFI, HELOC, & Home Equity Loan Options A+ BBB Rating & 1500+ 5-Star Reviews Get a Quote WITHOUT a Hard Credit Pull Learn More

• Mortgage Lending Group NMLS ID: 1157983 License#: 1157983

  5.487%

  $1,792 Fees & Points $4,000 Total 0.750 Pts ($2,400) $1,600 Fees

  See today’s rates in seconds—no hassle, no pressure. Your home. Your rate. Your fastest path to approval. Tap for live rates—mortgages made simple. Learn More

• Basis Lending, LLC NMLS ID: 2463124

  5.536%

  $1,792 Fees & Points $5,870 Total 0.750 Pts ($2,400) $3,470 Fees

  Let our Licensed Experts help you make the best decisions possible. Learn More

• District Lending NMLS ID: 1835285

  5.613%

  $1,817 Fees & Points $4,000 Total 0.750 Pts ($2,400) $1,600 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Infinity Mortgage Group NMLS ID: 35972 License#: NMLS 35972

  5.746%

  $1,843 Fees & Points $4,294 Total 1.000 Pts ($3,200) $1,094 Fees

  Get a free pre-approval letter to buy your new home Easy online application for your convenience A wide variety of mortgage programs to meet your unique situation. Learn More

• Northpointe Bank NMLS ID: 447490

  5.751%

  $1,843 Fees & Points $4,448 Total 0.954 Pts ($3,053) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• River City Mortgage LLC NMLS ID: 142954 License#: CL-142954

  5.768%

  $1,843 Fees & Points $5,136 Total 0.983 Pts ($3,146) $1,990 Fees

  Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people. Accessible. Authentic. Transparent. We answer and make it make sense. From pre-approval to closing — we’re all in. Learn More

• DECO Mortgage NMLS ID: 2561451

  5.888%

  $1,868 Fees & Points $4,956 Total 0.992 Pts ($3,174) $1,782 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• PenFed Credit Union NMLS ID: 401822

  5.933%

  $1,868 Fees & Points $6,400 Total 1.000 Pts ($3,200) $3,200 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  5.936%

  $1,893 Fees & Points $2,102 Total 0.657 Pts ($2,102) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• Better.com NMLS ID: 330511

  5.964%

  $1,893 Fees & Points $3,097 Total 0.657 Pts ($2,102) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• West Capital Lending NMLS ID: 1566096

  5.966%

  $1,893 Fees & Points $3,132 Total 0.574 Pts ($1,837) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Farmers Bank of Kansas City NMLS ID: 613839

  5.995%

  $1,893 Fees & Points $4,150 Total 0.707 Pts ($2,262) $1,888 Fees

  Competitive rates. Surprisingly smooth process. Learn More

• Refi.com NMLS ID: 1907

  6.054%

  $1,917 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.080%

  $1,917 Fees & Points $3,098 Total 0.968 Pts ($3,098) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.100%

  $1,917 Fees & Points $3,772 Total 0.960 Pts ($3,072) $700 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653

  6.124%

  $1,945 Fees & Points $389 Total 0.000 Pts ($0) $389 Fees

  Underwritten Pre-approvals - Close in 3 week or less Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Homeowners best kept secret for cash See if a HELOAN could lower payments Access cash without a changing your rate Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews Learn More

• Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2026

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