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Digital Federal Credit Union


Phone: 1-508-263-6700

Digital Federal Credit Union is a NCUA insured federal credit union headquartered at 853 Donald Lynch Blvd, Marlborough, MA 01752.
It was founded in 1979 and has approximately $12,723 million in assets. Customers can open an account at one of its 43 branches.

Deposit Rates - January 07, 2026

SAVINGS RATES APY MIN
SAV
3.00% $0 Compare
SAV
5.00% $5 Compare
CD RATES APY MIN
3 Mo CD
3.50% $500 Compare
3 Mo CD
3.75% $25,000 Compare
6 Mo CD
3.25% $500 Compare
6 Mo CD
3.50% $25,000 Compare
9 Mo CD
3.25% $500 Compare
9 Mo CD
3.50% $25,000 Compare
12 Mo CD
3.25% $500 Compare
12 Mo CD
3.50% $25,000 Compare
18 Mo CD
3.25% $500 Compare
18 Mo CD
3.50% $25,000 Compare
24 Mo CD
3.00% $500 Compare
24 Mo CD
3.25% $25,000 Compare
30 Mo CD
3.00% $500 Compare
30 Mo CD
3.25% $25,000 Compare
36 Mo CD
3.00% $500 Compare
36 Mo CD
3.25% $25,000 Compare
48 Mo CD
3.25% $500 Compare
48 Mo CD
3.50% $25,000 Compare
60 Mo CD
3.25% $500 Compare
60 Mo CD
3.50% $25,000 Compare
MM RATES APY MIN
Money Market
1.77% $1,000 Compare
Money Market
1.77% $10,000 Compare
Money Market
3.13% $25,000 Compare
Money Market
3.25% $50,000 Compare
Money Market
3.50% $100,000 Compare




Overview 2026

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 23521
Date Established 1979
Assets $12,722.99 million
Loans $10,720.40 million
Deposits $11,377.80 million
Capital $1,231.46 million


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Branches

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Digital Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    DIGITAL
    Credit Union
    -
    $50,000
    N.A.
    3.00%
    13.33x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    3.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,500 1,050
    2 51,500 1,545 1,082
    3 53,045 1,591 1,114
    4 54,636 1,639 1,147
    5 56,275 1,688 1,182
    6 57,964 1,739 1,217
    7 59,703 1,791 1,254
    8 61,494 1,845 1,291
    9 63,339 1,900 1,330
    10 65,239 1,957 1,370
    11 67,196 2,016 1,411
    12 69,212 2,076 1,453
    13 71,288 2,139 1,497
    14 73,427 2,203 1,542
    15 75,629 2,269 1,588
    16 77,898 2,337 1,636
    17 80,235 2,407 1,685
    18 82,642 2,479 1,735
    19 85,122 2,554 1,788
    20 87,675 2,630 1,841
    TOTAL $40,306 $28,214
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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