Digital Federal Credit Union
Phone: 1-508-263-6700
Digital Federal Credit Union is a NCUA insured federal credit union
headquartered at 853 Donald Lynch Blvd, Marlborough, MA 01752.
It was founded in 1979 and has approximately
$12,863 million in assets. Customers can open an account at one of its
43 branches.
Deposit Rates - February 24, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.00% | $0 | Compare |
|
SAV
|
5.00% | $5 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.50% | $500 | Compare |
|
3 Mo CD
|
3.75% | $25,000 | Compare |
|
6 Mo CD
|
3.25% | $500 | Compare |
|
6 Mo CD
|
3.50% | $25,000 | Compare |
|
9 Mo CD
|
3.25% | $500 | Compare |
|
9 Mo CD
|
3.50% | $25,000 | Compare |
|
12 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
3.50% | $25,000 | Compare |
|
18 Mo CD
|
3.25% | $500 | Compare |
|
18 Mo CD
|
3.50% | $25,000 | Compare |
|
24 Mo CD
|
3.00% | $500 | Compare |
|
24 Mo CD
|
3.25% | $25,000 | Compare |
|
30 Mo CD
|
3.00% | $500 | Compare |
|
30 Mo CD
|
3.25% | $25,000 | Compare |
|
36 Mo CD
|
3.00% | $500 | Compare |
|
36 Mo CD
|
3.25% | $25,000 | Compare |
|
48 Mo CD
|
3.25% | $500 | Compare |
|
48 Mo CD
|
3.50% | $25,000 | Compare |
|
60 Mo CD
|
3.25% | $500 | Compare |
|
60 Mo CD
|
3.50% | $25,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.77% | $1,000 | Compare |
|
Money Market
|
1.77% | $10,000 | Compare |
|
Money Market
|
3.13% | $25,000 | Compare |
|
Money Market
|
3.25% | $50,000 | Compare |
|
Money Market
|
3.50% | $100,000 | Compare |
Featured Home Equity Rates
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Intro APR: 6.240 %
After Intro:6.240 %
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.250 %
After Intro:7.250 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.494% $1,792 Fees & Points $4,257 Total
0.707 Pts ($2,262)
$1,995 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.745% $1,843 Fees & Points $4,227 Total
0.731 Pts ($2,339)
$1,888 Fees -
5.850% $1,868 Fees & Points $3,494 Total
0.781 Pts ($2,499)
$995 Fees -
PenFed Credit Union
NMLS ID: 4018225.887% $1,868 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 23521 |
| Date Established | 1979 |
| Assets | $12,863.24 million |
| Loans | $10,764.13 million |
| Deposits | $11,404.68 million |
| Capital | $1,258.20 million |
Customer Reviews for Digital Federal Credit Union
Branches
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Digital Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.3.00%13.33x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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