Digital Federal Credit Union
Phone: 1-508-263-6700
Digital Federal Credit Union is a NCUA insured federal credit union
headquartered at 853 Donald Lynch Blvd, Marlborough, MA 01752.
It was founded in 1979 and has approximately
$12,863 million in assets. Customers can open an account at one of its
43 branches.
Deposit Rates - February 07, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.00% | $0 | Compare |
|
SAV
|
5.00% | $5 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.50% | $500 | Compare |
|
3 Mo CD
|
3.75% | $25,000 | Compare |
|
6 Mo CD
|
3.25% | $500 | Compare |
|
6 Mo CD
|
3.50% | $25,000 | Compare |
|
9 Mo CD
|
3.25% | $500 | Compare |
|
9 Mo CD
|
3.50% | $25,000 | Compare |
|
12 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
3.50% | $25,000 | Compare |
|
18 Mo CD
|
3.25% | $500 | Compare |
|
18 Mo CD
|
3.50% | $25,000 | Compare |
|
24 Mo CD
|
3.00% | $500 | Compare |
|
24 Mo CD
|
3.25% | $25,000 | Compare |
|
30 Mo CD
|
3.00% | $500 | Compare |
|
30 Mo CD
|
3.25% | $25,000 | Compare |
|
36 Mo CD
|
3.00% | $500 | Compare |
|
36 Mo CD
|
3.25% | $25,000 | Compare |
|
48 Mo CD
|
3.25% | $500 | Compare |
|
48 Mo CD
|
3.50% | $25,000 | Compare |
|
60 Mo CD
|
3.25% | $500 | Compare |
|
60 Mo CD
|
3.50% | $25,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.77% | $1,000 | Compare |
|
Money Market
|
1.77% | $10,000 | Compare |
|
Money Market
|
3.13% | $25,000 | Compare |
|
Money Market
|
3.25% | $50,000 | Compare |
|
Money Market
|
3.50% | $100,000 | Compare |
Featured Home Equity Rates
-
Sponsored
-
#1 Non-bank HELOC in the US, A+ BBB Rating $0 -
Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
After Intro:6.520 %
$20,800 -
Intro APR: 6.832 %
After Intro:6.832 %
$25,000 -
Intro APR: 6.834 %
After Intro:6.834 %
$25,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
$0 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-06Unlock Your Home's Potential $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-06Get up to $600k with no monthly payments, ever. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-06Home Equity Loans & Refinance – Cash out $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-06Get cash now in exchange for a percentage of your homes future equity. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-02-06Renovating? Work with experts in renovation financing $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
-
Sponsored
-
5.613% $1,817 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
Basis Lending, LLC
NMLS ID: 24631245.812% $1,843 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees -
Northpointe Bank
NMLS ID: 4474905.846% $1,868 Fees & Points $3,350 Total
0.611 Pts ($1,955)
$1,395 Fees -
West Capital Lending
NMLS ID: 15660965.871% $1,868 Fees & Points $4,239 Total
0.920 Pts ($2,944)
$1,295 Fees -
Refi.com
NMLS ID: 19075.950% $1,893 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees -
PenFed Credit Union
NMLS ID: 4018226.002% $1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees -
6.124% $1,945 Fees & Points $389 Total
0.000 Pts ($0)
$389 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.257% $1,945 Fees & Points $4,509 Total
0.784 Pts ($2,509)
$2,000 Fees -
Filo Mortgage, L.L.C.
NMLS ID: 19287416.342% $1,971 Fees & Points $3,110 Total
0.972 Pts ($3,110)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 23521 |
| Date Established | 1979 |
| Assets | $12,863.24 million |
| Loans | $10,764.13 million |
| Deposits | $11,404.68 million |
| Capital | $1,258.20 million |
Customer Reviews for Digital Federal Credit Union
Branches
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Your current location is: Seattle, WA
Digital Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.3.00%13.33x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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