Digital Federal Credit Union
Phone: 1-508-263-6700
Digital Federal Credit Union is a NCUA insured federal credit union
headquartered at 853 Donald Lynch Blvd, Marlborough, MA 01752.
It was founded in 1979 and has approximately
$12,723 million in assets. Customers can open an account at one of its
43 branches.
Deposit Rates - December 21, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.00% | $0 | Compare |
|
SAV
|
5.00% | $5 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.50% | $500 | Compare |
|
3 Mo CD
|
3.75% | $25,000 | Compare |
|
6 Mo CD
|
3.25% | $500 | Compare |
|
6 Mo CD
|
3.50% | $25,000 | Compare |
|
9 Mo CD
|
3.25% | $500 | Compare |
|
9 Mo CD
|
3.50% | $25,000 | Compare |
|
12 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
3.50% | $25,000 | Compare |
|
18 Mo CD
|
3.25% | $500 | Compare |
|
18 Mo CD
|
3.50% | $25,000 | Compare |
|
24 Mo CD
|
3.00% | $500 | Compare |
|
24 Mo CD
|
3.25% | $25,000 | Compare |
|
30 Mo CD
|
3.00% | $500 | Compare |
|
30 Mo CD
|
3.25% | $25,000 | Compare |
|
36 Mo CD
|
3.00% | $500 | Compare |
|
36 Mo CD
|
3.25% | $25,000 | Compare |
|
48 Mo CD
|
3.25% | $500 | Compare |
|
48 Mo CD
|
3.50% | $25,000 | Compare |
|
60 Mo CD
|
3.25% | $500 | Compare |
|
60 Mo CD
|
3.50% | $25,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.77% | $1,000 | Compare |
|
Money Market
|
1.77% | $10,000 | Compare |
|
Money Market
|
3.13% | $25,000 | Compare |
|
Money Market
|
3.25% | $50,000 | Compare |
|
Money Market
|
3.50% | $100,000 | Compare |
Featured Home Equity Rates
-
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Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.990 %
After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.845% $1,868 Fees & Points $3,301 Total
0.408 Pts ($1,306)
$1,995 Fees -
PenFed Credit Union
NMLS ID: 4018226.163% $1,919 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 23521 |
| Date Established | 1979 |
| Assets | $12,722.99 million |
| Loans | $10,720.40 million |
| Deposits | $11,377.80 million |
| Capital | $1,231.46 million |
Customer Reviews for Digital Federal Credit Union
Branches
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Digital Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.3.00%13.27x (National Avg. - 0.23%)$0-SCENARIO
Year Rate
3.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,500 1,050 2 51,500 1,545 1,082 3 53,045 1,591 1,114 4 54,636 1,639 1,147 5 56,275 1,688 1,182 6 57,964 1,739 1,217 7 59,703 1,791 1,254 8 61,494 1,845 1,291 9 63,339 1,900 1,330 10 65,239 1,957 1,370 11 67,196 2,016 1,411 12 69,212 2,076 1,453 13 71,288 2,139 1,497 14 73,427 2,203 1,542 15 75,629 2,269 1,588 16 77,898 2,337 1,636 17 80,235 2,407 1,685 18 82,642 2,479 1,735 19 85,122 2,554 1,788 20 87,675 2,630 1,841 TOTAL $40,306 $28,214 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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