F & A Federal Credit Union


F & A Federal Credit Union is a NCUA insured federal credit union headquartered at 2625 CORPORATE PL, MONTEREY PARK, CA 91754.
It was founded in 1936 and has approximately $2,868 million in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - December 12, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.75% $1,000 Compare
6 Mo CD
0.80% $50,000 Compare
12 Mo CD
0.90% $1,000 Compare
12 Mo CD
0.95% $50,000 Compare
24 Mo CD
1.01% $1,000 Compare
24 Mo CD
1.06% $50,000 Compare
30 Mo CD
1.46% $10,000 Compare
30 Mo CD
1.51% $100,000 Compare
36 Mo CD
1.06% $1,000 Compare
36 Mo CD
1.11% $50,000 Compare
48 Mo CD
1.11% $1,000 Compare
48 Mo CD
1.16% $50,000 Compare
60 Mo CD
1.21% $1,000 Compare
60 Mo CD
1.26% $50,000 Compare
MM RATES APY MIN
Money Market
0.75% $2,500 Compare
Money Market
0.75% $10,000 Compare
Money Market
0.75% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.35% $1
Int Ckg
0.35% $2,500

Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 1493
Date Established 1936
Assets $2,867.93 million
Loans $1,167.83 million
Deposits $1,945.30 million
Capital $355.74 million


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Branches

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F & A Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    CALIFORNIA
    $50,000
    N.A.
    0.50%
    2.21x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.50%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 250 175
    2 50,250 251 176
    3 50,501 253 177
    4 50,754 254 178
    5 51,008 255 179
    6 51,263 256 179
    7 51,519 258 180
    8 51,776 259 181
    9 52,035 260 182
    10 52,296 261 183
    11 52,557 263 184
    12 52,820 264 185
    13 53,084 265 186
    14 53,349 267 187
    15 53,616 268 188
    16 53,884 269 189
    17 54,154 271 190
    18 54,424 272 190
    19 54,696 273 191
    20 54,970 275 192
    TOTAL $5,245 $3,671
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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