First Community Credit Union
Phone: 800-767-8880
First Community Credit Union is a NCUA insured credit union
headquartered at 17151 Chesterfield Airport Rd, Chesterfield, MO 63005.
It was founded in 1934 and has approximately
$4,830 million in assets. Customers can open an account at one of its
62 branches.
Deposit Rates - November 21, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.25% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.75% | $500 | Compare |
|
12 Mo CD
|
3.85% | $500 | Compare |
|
15 Mo CD
|
3.85% | $500 | Compare |
|
18 Mo CD
|
3.75% | $500 | Compare |
|
24 Mo CD
|
3.65% | $500 | Compare |
|
36 Mo CD
|
3.50% | $500 | Compare |
|
48 Mo CD
|
3.50% | $500 | Compare |
|
60 Mo CD
|
3.50% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
2.35% | $1,000 | Compare |
|
Money Market
|
2.95% | $25,000 | Compare |
|
Money Market
|
3.10% | $50,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.25% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.10% | $0 |
Loan Rates - November 21, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
5.85% | $1,844.93 |
|
7 Year Adjustable Conforming
|
7.68% | $2,098.97 |
|
10 Year Fixed Conforming
|
6.30% | $3,250.35 |
|
15 Year Fixed Jumbo
|
5.26% | $2,572.41 |
|
15 Year Fixed Conforming
|
5.79% | $2,774.54 |
|
20 Year Fixed Conforming
|
6.03% | $2,417.21 |
|
30 Year Fixed Jumbo
|
6.26% | $1,970.30 |
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
6.40% | $2,135.85 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
5.85% | $1,844.93 |
|
7 Year Adjustable Conforming
|
7.68% | $2,098.97 |
|
10 Year Fixed Conforming
|
6.30% | $3,250.35 |
|
15 Year Fixed Jumbo
|
5.26% | $2,572.41 |
|
15 Year Fixed Conforming
|
5.79% | $2,774.54 |
|
20 Year Fixed Conforming
|
6.03% | $2,417.21 |
|
30 Year Fixed Jumbo
|
6.26% | $1,970.30 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
|
30 Year Fixed Conforming
|
6.40% | $2,135.85 |
|
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union
|
||
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
7.74% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
||||
Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
||||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
||||
Compare with 7.25 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
4.49% | $743.56 |
|
4 Year
|
5.49% | $581.30 |
|
5 Year
|
5.49% | $477.41 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 67619 |
| Date Established | 1934 |
| Assets | $4,830.47 million |
| Loans | $3,253.15 million |
| Deposits | $4,196.70 million |
| Capital | $386.45 million |
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