Credit Unions | First Community Credit Union
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First Community Credit Union


Phone: 800-767-8880

First Community Credit Union is a NCUA insured credit union headquartered at 17151 Chesterfield Airport Rd, Chesterfield, MO 63005.
It was founded in 1934 and has approximately $4,830 million in assets. Customers can open an account at one of its 62 branches.

Deposit Rates - January 05, 2026

SAVINGS RATES APY MIN
SAV
0.25% $0 Compare
CD RATES APY MIN
6 Mo CD
3.75% $500 Compare
12 Mo CD
3.85% $500 Compare
15 Mo CD
3.85% $500 Compare
18 Mo CD
3.75% $500 Compare
24 Mo CD
3.65% $500 Compare
36 Mo CD
3.50% $500 Compare
48 Mo CD
3.50% $500 Compare
60 Mo CD
3.50% $500 Compare
MM RATES APY MIN
Money Market
2.35% $1,000 Compare
Money Market
2.95% $25,000 Compare
Money Market
3.10% $50,000 Compare
VARIABLE IRA RATES APY MIN
VIRA
0.25% $1
INT CHECKING RATES APY MIN
INTCK
0.10% $0




Loan Rates - January 05, 2026

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
5.85% $1,844.93
7 Year Adjustable Conforming
7.68% $2,098.97
10 Year Fixed Conforming
6.30% $3,250.35
15 Year Fixed Jumbo
5.26% $2,572.41
15 Year Fixed Conforming
5.79% $2,774.54
20 Year Fixed Conforming
6.03% $2,417.21
30 Year Fixed Jumbo
6.26% $1,970.30
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
30 Year Fixed Conforming
6.40% $2,135.85
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
5.85% $1,844.93
7 Year Adjustable Conforming
7.68% $2,098.97
10 Year Fixed Conforming
6.30% $3,250.35
15 Year Fixed Jumbo
5.26% $2,572.41
15 Year Fixed Conforming
5.79% $2,774.54
20 Year Fixed Conforming
6.03% $2,417.21
30 Year Fixed Jumbo
6.26% $1,970.30
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
30 Year Fixed Conforming
6.40% $2,135.85
Compare with 0.000% APR and 0.000% 30-Year Fixed RATE from Pentagon Federal Credit Union   Pentagon Federal Credit Union
See Other Mortgage Rates →
HOME EQUITY RATES APR(%) MONTHLY PAYMENT
Line of Credit
7.49% Varies
Compare with 0 RATE Line of Credit from PenFed Credit Union PenFed Credit Union
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan Third Federal Savings and Loan
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc Reliant Home Funding, Inc
Compare with 6.95 RATE Line of Credit from Figure Home Equity Figure Home Equity
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union Four Leaf Federal Credit Union
Compare with 8.5 RATE Line of Credit from Farmers Bank of Kansas City Farmers Bank of Kansas City
See Other Home Equity Rates →
AUTO LOAN RATES APR(%) MONTHLY PAYMENT
3 Year
4.49% $743.56
4 Year
5.49% $581.30
5 Year
5.49% $477.41

Overview 2026

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 67619
Date Established 1934
Assets $4,830.47 million
Loans $3,253.15 million
Deposits $4,196.70 million
Capital $386.45 million


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Branches

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First Community Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    FIRST COMMUNITY
    Credit Union
    -
    $50,000
    N.A.
    0.25%
    1.11x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 125 88
    2 50,125 125 88
    3 50,250 126 88
    4 50,376 126 88
    5 50,502 126 88
    6 50,628 127 89
    7 50,755 127 89
    8 50,882 127 89
    9 51,009 128 89
    10 51,136 128 89
    11 51,264 128 90
    12 51,392 128 90
    13 51,521 129 90
    14 51,650 129 90
    15 51,779 129 91
    16 51,908 130 91
    17 52,038 130 91
    18 52,168 130 91
    19 52,298 131 92
    20 52,429 131 92
    TOTAL $2,560 $1,792
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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