First Technology Federal Credit Union
Phone: 1-855-855-8805
First Technology Federal Credit Union is a NCUA insured federal credit union
headquartered at 2702 ORCHARD PKWY, SAN JOSE, CA 95134.
It was founded in 1970 and has approximately
$16,871 million in assets. Customers can open an account at one of its
59 branches.
Deposit Rates - March 23, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $1 | Compare |
|
SAV
|
0.01% | $25 | Compare |
|
SAV
|
0.15% | $100,000 | Compare |
|
SAV
|
0.20% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.50% | $0 | Compare |
|
12 Mo CD
|
3.45% | $0 | Compare |
|
13 Mo CD
|
3.45% | $0 | Compare |
|
24 Mo CD
|
1.35% | $0 | Compare |
|
24 Mo CD
|
3.00% | $1 | Compare |
|
36 Mo CD
|
1.35% | $0 | Compare |
|
36 Mo CD
|
3.00% | $1 | Compare |
|
60 Mo CD
|
3.25% | $0 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
1.00% | $0 |
Loan Rates - March 23, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.11% | $2,128.97 |
|
10 Year Fixed Conforming
|
6.87% | $3,653.92 |
|
10 Year Adjustable Jumbo
|
7.71% | $2,264.94 |
|
15 Year Fixed Conforming
|
6.87% | $2,809.58 |
|
15 Year Fixed Jumbo
|
7.11% | $2,876.25 |
|
20 Year Fixed Conforming
|
7.45% | $2,529.20 |
|
30 Year Fixed Conforming
|
7.52% | $2,210.16 |
|
30 Year Fixed Jumbo
|
7.71% | $2,264.94 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
7 Year Adjustable Jumbo
|
7.11% | $2,128.97 |
|
10 Year Fixed Conforming
|
6.87% | $3,653.92 |
|
10 Year Adjustable Jumbo
|
7.71% | $2,264.94 |
|
15 Year Fixed Conforming
|
6.87% | $2,809.58 |
|
15 Year Fixed Jumbo
|
7.11% | $2,876.25 |
|
20 Year Fixed Conforming
|
7.45% | $2,529.20 |
|
30 Year Fixed Conforming
|
7.52% | $2,210.16 |
|
30 Year Fixed Jumbo
|
7.71% | $2,264.94 |
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 19976 |
| Date Established | 1970 |
| Assets | $16,871.13 million |
| Loans | $12,166.19 million |
| Deposits | $12,076.39 million |
| Capital | $1,698.64 million |
Customer Reviews for First Technology Federal Credit Union
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