Credit Unions | Homebase Federal Credit Union

Homebase Federal Credit Union

ACH Number: 251480576

Homebase Federal Credit Union is a NCUA insured federal credit union headquartered at 4495 Crossings Blvd, Prince George, VA 23875.
It was founded in 1952 and has approximately $292 million in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 30, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-30
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Owning.com
NMLS ID: 2611 / Updated 2026-04-29
Equal Housing Lender

Intro APR: 6.820 %
After Intro:6.820 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-04-29
Equal Housing Lender

Intro APR: 6.823 %
After Intro:6.823 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Splash Financial
NMLS ID: 1630038 / Updated 2026-02-16
Equal Housing Lender

Intro APR: 7.375 %
After Intro:7.375 %
Intro Period: 7 months

$25,000

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Splash Financial
NMLS ID: 1630038 / Updated 2026-04-30
Equal Housing Lender

Cash in with a HELOC

Borrow up to $500,000*
Apply 100% online in minutes with a user-friendly platform
Check your rate without affecting your credit **
Tap into home equity today

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-30

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-30

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-30

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-30
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-30

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Lower
NMLS ID: 1124061

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Refi for Life saves $1,500+ every future refinance
Lower your payment when rates drop
Apply in under 3 minutes and get clear guidance from real experts

District Lending
NMLS ID: 1835285
License#: 1835285

5.890%

$1,868 Fees & Points $4,899 Total
0.875 Pts ($2,800)
$2,099 Fees

Get an exceptional mortgage rate, be happy.

Saxton Mortgage
NMLS ID: 1717191

5.979%

$1,893 Fees & Points $3,695 Total
0.750 Pts ($2,400)
$1,295 Fees

Proud to help you find the home loan of your future.

Basis Lending, LLC
NMLS ID: 2463124

6.064%

$1,893 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Arizona Valley Lending, LLC
NMLS ID: 1001884
License#: 0922379

6.081%

$1,919 Fees & Points $2,905 Total
0.875 Pts ($2,800)
$105 Fees

Competitive Rates, and Personalized Options

iheartloan Inc.
NMLS ID: 2562839

6.096%

$1,893 Fees & Points $7,681 Total
0.750 Pts ($2,400)
$5,281 Fees

Where Heart Meets Home
Superior Rates, Unmatched Service

Northpointe Bank
NMLS ID: 447490

6.109%

$1,919 Fees & Points $3,750 Total
0.736 Pts ($2,355)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.158%

$1,893 Fees & Points $9,843 Total
0.951 Pts ($3,043)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 0948841

6.188%

$1,945 Fees & Points $2,189 Total
0.684 Pts ($2,189)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Beeline Loans, Inc.
NMLS ID: 1799947

6.202%

$1,945 Fees & Points $2,608 Total
0.815 Pts ($2,608)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

E Mortgage Capital Inc.
NMLS ID: 1416824

6.207%

$1,945 Fees & Points $2,800 Total
0.875 Pts ($2,800)
$0 Fees

No credit pull required to view options
Built to beat retail lender rates and fees
No junk fees—no underwriting or processing fees

River City Mortgage LLC
NMLS ID: 142954
License#: 1008487

6.212%

$1,945 Fees & Points $3,085 Total
0.636 Pts ($2,035)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

AimLoan.com
NMLS ID: 2890
License#: BK-0906323

6.235%

$1,945 Fees & Points $3,982 Total
0.858 Pts ($2,746)
$1,236 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

PenFed Credit Union
NMLS ID: 401822

6.277%

$1,945 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Better.com
NMLS ID: 330511

6.349%

$1,971 Fees & Points $3,360 Total
0.739 Pts ($2,365)
$995 Fees

The Right Mortgage could save you Thousands!

West Capital Lending
NMLS ID: 1566096

6.351%

$1,971 Fees & Points $3,420 Total
0.664 Pts ($2,125)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.441%

$1,997 Fees & Points $2,208 Total
0.690 Pts ($2,208)
$0 Fees

Streamlined Process
Expertise
Customer Service

New American Funding, LLC.
NMLS ID: 6606

6.595%

$2,023 Fees & Points $3,168 Total
0.990 Pts ($3,168)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

SoFi
NMLS ID: 696891

6.619%

$2,021 Fees & Points $4,321 Total
0.883 Pts ($2,826)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: BK – 09065

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

Beeline Loans, Inc.
NMLS ID: 1799947

Fees & Points Total
Pts ($0)
$0 Fees

Apply in less than 10 minutes.
Fast, stress-free closing in as little as 16 days
More loan types so you’re more likely to qualify

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 7722
Date Established	1952
Assets	$291.87 million
Loans	$150.71 million
Deposits	$262.94 million
Capital	$30.68 million

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Branches

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Homebase Federal Credit Union

ACH Number: 251480576

Deposit Rates - April 30, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for Homebase Federal Credit Union

Branches

Homebase Federal Credit Union Locations

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