Credit Unions | Generations Federal Credit Union

Generations Federal Credit Union

Generations Federal Credit Union is a NCUA insured federal credit union headquartered at PO BOX 2526, OLYMPIA, WA 98507.
It was founded in 1939 and has approximately $40 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - January 15, 2026

Savings Annual Percentage Yield Details
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3.750%

First Foundation Bank
Learn More on the First Foundation Bank website

Earn 10x the national savings average.
Online Savings Account - $1,000 Min

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
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Quicken Loans
NMLS ID: 167283 / Updated 2026-01-15

Compare Mortgage Lender Options and Find the Best One for $0

Homeowners best kept secret for cash
No second mortgage needed
Keep the low rate you already have
It costs $0 to check your options with lenders

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-01-07
Equal Housing Lender

Intro APR: 7.750 %
After Intro:7.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-01-15
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Renofi
NMLS ID: 1802847 / Updated 2026-01-15

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

Owning.com
NMLS ID: 2611 / Updated 2026-01-15

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-01-15

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Upstart Home Lending
NMLS ID: 2443873 / Updated 2026-01-15

As low as 6.52% APR on your initial draw*

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw **
No paperwork needed to apply

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-01-15

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-01-15

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Rate
NMLS ID: 2611 / Updated 2026-01-15

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-01-15

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
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Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Mortgage Lending Group
NMLS ID: 1157983
License#: 1157983

5.487%

$1,792 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees

See today’s rates in seconds—no hassle, no pressure.
Your home. Your rate. Your fastest path to approval.
Tap for live rates—mortgages made simple.

Basis Lending, LLC
NMLS ID: 2463124

5.536%

$1,792 Fees & Points $5,870 Total
0.750 Pts ($2,400)
$3,470 Fees

Let our Licensed Experts help you make the best decisions possible.

District Lending
NMLS ID: 1835285

5.613%

$1,817 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees

Get an exceptional mortgage rate, be happy.

River City Mortgage LLC
NMLS ID: 142954
License#: CL-142954

5.871%

$1,868 Fees & Points $4,329 Total
0.731 Pts ($2,339)
$1,990 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Northpointe Bank
NMLS ID: 447490

5.871%

$1,868 Fees & Points $4,233 Total
0.887 Pts ($2,838)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

DECO Mortgage
NMLS ID: 2561451

5.888%

$1,868 Fees & Points $4,956 Total
0.992 Pts ($3,174)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

Better.com
NMLS ID: 330511

5.964%

$1,893 Fees & Points $3,097 Total
0.657 Pts ($2,102)
$995 Fees

The Right Mortgage could save you Thousands!

West Capital Lending
NMLS ID: 1566096

5.966%

$1,893 Fees & Points $3,132 Total
0.574 Pts ($1,837)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

PenFed Credit Union
NMLS ID: 401822

6.048%

$1,893 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907

6.054%

$1,917 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.100%

$1,917 Fees & Points $3,772 Total
0.960 Pts ($3,072)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653

6.124%

$1,945 Fees & Points $389 Total
0.000 Pts ($0)
$389 Fees

Underwritten Pre-approvals - Close in 3 week or less

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 68220
Date Established	1939
Assets	$39.78 million
Loans	$36.94 million
Deposits	$34.54 million
Capital	$3.01 million

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Branches

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