Credit Unions | Houston Federal Credit Union

Houston Federal Credit Union

ACH Number: 313183368

Houston Federal Credit Union is a NCUA insured federal credit union headquartered at 16320 Kensington Dr, Sugar Land, TX 77479.
It was founded in 1960 and has approximately $951 million in assets. Customers can open an account at one of its 23 branches.

Deposit Rates - July 04, 2026

SAVINGS RATES	APY	MIN
Savings	0.03%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.70%	$10,000	Compare
6 Mo CD	0.82%	$100,000	Compare
12 Mo CD	0.85%	$10,000	Compare
12 Mo CD	0.97%	$100,000	Compare
18 Mo CD	0.95%	$10,000	Compare
18 Mo CD	1.07%	$100,000	Compare
24 Mo CD	1.00%	$10,000	Compare
24 Mo CD	1.12%	$100,000	Compare
30 Mo CD	1.05%	$10,000	Compare
30 Mo CD	1.17%	$100,000	Compare
36 Mo CD	1.15%	$10,000	Compare
36 Mo CD	1.27%	$100,000	Compare
48 Mo CD	1.20%	$10,000	Compare
48 Mo CD	1.32%	$100,000	Compare
60 Mo CD	1.25%	$10,000	Compare
60 Mo CD	1.37%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.40%	$2,500	Compare
Money Market	0.45%	$10,000	Compare
Money Market	0.50%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
Var IRA	0.50%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.03%	$2,500

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2026-07-04
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

6.113%

$1,917 Fees & Points $4,225 Total
0.697 Pts ($2,230)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Turn equity into cash for new opportunities by comparing lender options.
Lower your monthly payments and start saving for life's big expenses
See if you could keep your rate and get cash out

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 14091
Date Established	1960
Assets	$950.71 million
Loans	$531.55 million
Deposits	$852.70 million
Capital	$92.63 million

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Branches

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