Hudson Valley Credit Union


ACH Number: 221973589

Hudson Valley Credit Union is a NCUA insured credit union headquartered at P.O. Box 1071, Poughkeepsie, NY 12602.
It was founded in 1963 and has approximately $8,090 million in assets. Customers can open an account at one of its 0 branches.

Deposit Rates - December 25, 2025

SAVINGS RATES APY MIN
CD RATES APY MIN
6 Mo CD
0.50% $500 Compare
8 Mo CD
0.50% $250 Compare
12 Mo CD
3.40% $500 Compare
12 Mo CD
4.09% $750 Compare
24 Mo CD
3.50% $500 Compare
36 Mo CD
3.60% $500 Compare
48 Mo CD
3.60% $500 Compare
60 Mo CD
3.65% $500 Compare
MM RATES APY MIN
Money Market
0.15% $500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.20% $50,000 Compare
Money Market
0.30% $100,000 Compare
Money Market
0.50% $250,000 Compare




Overview 2025

General Credit Union Information

NCUA Insured Yes / State-Chartered
Charter Number # 68705
Date Established 1963
Assets $8,090.34 million
Loans $4,797.13 million
Deposits $7,106.18 million
Capital $831.18 million


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Branches

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Hudson Valley Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Credit Union
    -
    $50,000
    N.A.
    0.02%
    0.09x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.02%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 10 7
    2 50,010 10 7
    3 50,020 10 7
    4 50,030 10 7
    5 50,040 10 7
    6 50,050 10 7
    7 50,060 10 7
    8 50,070 10 7
    9 50,080 10 7
    10 50,090 10 7
    11 50,100 10 7
    12 50,110 10 7
    13 50,120 10 7
    14 50,130 10 7
    15 50,140 10 7
    16 50,150 10 7
    17 50,160 10 7
    18 50,170 10 7
    19 50,180 10 7
    20 50,190 10 7
    TOTAL $200 $140
  • 2
    ONLINE SAVINGS
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.67x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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