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Lifetime Federal Credit Union


Lifetime Federal Credit Union is a NCUA insured federal credit union headquartered at P.O. Box 833937, Richardson, TX 75083.
It was founded in 1949 and has approximately $56 million in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - December 18, 2025

SAVINGS RATES APY MIN
Savings
0.21% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.64% $10,000 Compare
6 Mo CD
0.64% $100,000 Compare
12 Mo CD
0.86% $10,000 Compare
12 Mo CD
0.86% $100,000 Compare
24 Mo CD
1.05% $10,000 Compare
24 Mo CD
1.05% $100,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.06% $2,500




Overview 2025

General Credit Union Information

NCUA Insured Yes / Federally Chartered
Charter Number # 6012
Date Established 1949
Assets $56.38 million
Loans $28.62 million
Deposits $45.75 million
Capital $10.22 million


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Branches

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Lifetime Federal Credit Union Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    LIFETIME
    Credit Union
    TEXAS
    $50,000
    N.A.
    0.21%
    0.93x (National Avg. - 0.23%)
    $2,500
    -
    SCENARIO
    Year Rate
    0.21%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 105 74
    2 50,105 105 74
    3 50,210 105 74
    4 50,316 106 74
    5 50,421 106 74
    6 50,527 106 74
    7 50,633 106 74
    8 50,740 107 75
    9 50,846 107 75
    10 50,953 107 75
    11 51,060 107 75
    12 51,167 107 75
    13 51,275 108 75
    14 51,382 108 76
    15 51,490 108 76
    16 51,598 108 76
    17 51,707 109 76
    18 51,815 109 76
    19 51,924 109 76
    20 52,033 109 76
    TOTAL $2,142 $1,500
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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