Civic Federal Credit Union
Civic Federal Credit Union is a NCUA insured federal credit union
headquartered at 3600 WAKE FOREST RD, RALEIGH, NC 27609.
It was founded in 1983 and has approximately
$3,665 million in assets. Customers can open an account at one of its
4 branches.
Deposit Rates - December 14, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.40% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.60% | $10,000 | Compare |
|
6 Mo CD
|
0.60% | $100,000 | Compare |
|
12 Mo CD
|
0.65% | $10,000 | Compare |
|
12 Mo CD
|
0.65% | $100,000 | Compare |
|
18 Mo CD
|
0.70% | $10,000 | Compare |
|
18 Mo CD
|
0.70% | $100,000 | Compare |
|
24 Mo CD
|
0.75% | $10,000 | Compare |
|
24 Mo CD
|
0.75% | $100,000 | Compare |
|
30 Mo CD
|
0.75% | $10,000 | Compare |
|
30 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
0.80% | $100,000 | Compare |
|
48 Mo CD
|
0.85% | $10,000 | Compare |
|
48 Mo CD
|
0.85% | $100,000 | Compare |
|
60 Mo CD
|
0.90% | $10,000 | Compare |
|
60 Mo CD
|
0.90% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.60% | $2,500 | Compare |
|
Money Market
|
0.60% | $10,000 | Compare |
|
Money Market
|
0.60% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $1 |
|
Int Ckg
|
0.15% | $2,500 |
Featured Home Equity Rates
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Intro APR: 6.990 %
After Intro:6.990 %
$0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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NMLS ID: 167283Fees & Points Total
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$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / Federally Chartered |
| Charter Number | # 24003 |
| Date Established | 1983 |
| Assets | $3,665.49 million |
| Loans | $3,234.11 million |
| Deposits | $2,996.63 million |
| Capital | $333.87 million |
Customer Reviews for Civic Federal Credit Union
Branches
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Civic Federal Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit UnionNORTH CAROLINA$50,000N.A.0.40%1.77x (National Avg. - 0.23%)$2,500-SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 2ONLINE SAVINGSBank-$50,000N.A.4.00%17.70x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
4.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,000 1,400 2 52,000 2,080 1,456 3 54,080 2,163 1,514 4 56,243 2,250 1,575 5 58,493 2,340 1,638 6 60,833 2,433 1,703 7 63,266 2,531 1,771 8 65,797 2,632 1,842 9 68,428 2,737 1,916 10 71,166 2,847 1,993 11 74,012 2,960 2,072 12 76,973 3,079 2,155 13 80,052 3,202 2,241 14 83,254 3,330 2,331 15 86,584 3,463 2,424 16 90,047 3,602 2,521 17 93,649 3,746 2,622 18 97,395 3,896 2,727 19 101,291 4,052 2,836 20 105,342 4,214 2,950 TOTAL $59,556 $41,689
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