Credit Unions | Middlesex County N J Emp Federal Credit Union

Middlesex County N J Emp Federal Credit Union

Middlesex County N J Emp Federal Credit Union is a NCUA insured federal credit union headquartered at Middlesex County EFCU, PO Box 10088, New Brunswick, NJ 08906.
It was founded in 1968 and has approximately $8 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - August 04, 2025

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
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Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-08-01
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-08-04
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
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Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

6.151%

$1,919 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

PenFed Credit Union
NMLS ID: 401822

6.668%

$2,023 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 18628
Date Established	1968
Assets	$7.68 million
Loans	$1.81 million
Deposits	$6.87 million
Capital	$0.81 million

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