Credit Unions | Spectra Federal Credit Union

Spectra Federal Credit Union

Spectra Federal Credit Union is a NCUA insured federal credit union headquartered at 5440 CHEROKEE AVE STE 200, ALEXANDRIA, VA 22312.
It was founded in 1946 and has approximately $580 million in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - March 17, 2026

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2026-03-17
Equal Housing Lender

Tap into your home's equity & access the funds you need with a HELOC

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
Access cash when you need it

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2026-03-04
Equal Housing Lender

Intro APR: 6.240 %
After Intro:6.240 %

Third Federal rate are typically 20% lower than other leaders
Guaranteed Lowest Rate
No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-16
Equal Housing Lender

Intro APR: 7.250 %
After Intro:7.250 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Reliant Home Funding, Inc.
NMLS ID: 292473

5.850%

$1,868 Fees & Points $3,493 Total
0.468 Pts ($1,498)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / Federally Chartered
Charter Number	# 5380
Date Established	1946
Assets	$579.65 million
Loans	$362.77 million
Deposits	$532.16 million
Capital	$48.41 million

Customer Reviews for Spectra Federal Credit Union

There are currently no comments for Spectra Federal Credit Union. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number or state name to change.
Your current location is: New York City, NY