State Employees' Credit Union
Phone: 1-919-839-5300
ACH Number: 307084431
State Employees' Credit Union is a NCUA insured credit union
headquartered at 119 N SALISBURY ST, RALEIGH, NC 27603.
It was founded in 1937 and has approximately
$56,203 million in assets. Customers can open an account at one of its
488 branches.
Deposit Rates - December 15, 2025
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.80% | $250 | Compare |
Loan Rates - December 15, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.32% | $1,781.15 |
|
10 Year Fixed Conforming
|
6.65% | $3,455.74 |
|
15 Year Fixed Conforming
|
6.78% | $2,619.59 |
|
20 Year Fixed Conforming
|
7.33% | $2,306.26 |
|
30 Year Fixed Conforming
|
7.60% | $1,990.11 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year Adjustable Conforming
|
6.32% | $1,781.15 |
|
10 Year Fixed Conforming
|
6.65% | $3,455.74 |
|
15 Year Fixed Conforming
|
6.78% | $2,619.59 |
|
20 Year Fixed Conforming
|
7.33% | $2,306.26 |
|
30 Year Fixed Conforming
|
7.60% | $1,990.11 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
4.50% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
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Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
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Compare with 6.95 RATE Line of Credit from Figure Home Equity
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Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
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| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
3 Year
|
5.25% | $752.08 |
|
5 Year
|
5.75% | $480.42 |
|
6 Year
|
6.25% | $417.28 |
|
8 Year
|
7.50% | $347.10 |
Overview 2025
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 66310 |
| Date Established | 1937 |
| Assets | $56,203.23 million |
| Loans | $36,607.99 million |
| Deposits | $50,259.89 million |
| Capital | $5,651.42 million |
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