Credit Unions | State Highway Credit Union

State Highway Credit Union

Our records indicate that this credit union has been acquired by WASHINGTON STATE EMPLOYEES.

State Highway Credit Union is a NCUA insured credit union headquartered at PO BOX 10304, YAKIMA, WA 98909.
It was founded in 1938 and has approximately $34 million in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - February 09, 2026

Savings Annual Percentage Yield Details
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3.750%

First Foundation Bank
Learn More on the First Foundation Bank website

Earn 10x the national savings average.
Online Savings Account - $1,000 Min

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
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PenFed Credit Union
NMLS ID: 401822 / Updated 2026-02-09
Equal Housing Lender

Loans Amounts from $25,000 - $500,000.

Loans Amounts from $25,000 - $500,000.
Get a HELOC from PenFed to Put Your Home Equity to Work.
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
Home Equity Line of Credit - Equal Housing Lender.

Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23

Intro APR: 6.520 %
After Intro:6.520 %

$20,800

As low as 6.52% APR on your initial draw*
Get your money up to 10x faster than the industry standard**
Fixed rate on each draw**
No paperwork needed to apply

Owning.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.832 %
After Intro:6.832 %

$25,000

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate.com
NMLS ID: 2611 / Updated 2026-02-02
Equal Housing Lender

Intro APR: 6.834 %
After Intro:6.834 %

$25,000

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Achieve Loans
NMLS ID: 1810501 / Updated 2025-09-30

Intro APR: 6.990 %
After Intro:6.990 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 600

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-01-07
Equal Housing Lender

Intro APR: 7.750 %
After Intro:7.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-02-09

Get up to $600k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Spring EQ
NMLS ID: 1464945 / Updated 2026-02-09

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-02-09
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-02-09

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Renofi
NMLS ID: 1802847 / Updated 2026-02-09

Renovating? Work with experts in renovation financing

Renovating? Work with experts in renovation financing
Borrow up to 125% on your current home value to finance renovations
Loans up to $750k with competitive rates from Credit Unions
Borrow more than a typical HELOC

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-02-09

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-02-09

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
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Pentagon Federal Credit Union
NMLS ID: 401822

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Fixed rate is locked-in for the life of the loan
PenFed makes home ownership affordable. Federally insured by NCUA
Military service is not required for membership. Equal Housing Lender

Mortgage Lending Group
NMLS ID: 1157983
License#: 1157983

5.624%

$1,817 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees

See today’s rates in seconds—no hassle, no pressure.
Your home. Your rate. Your fastest path to approval.
Tap for live rates—mortgages made simple.

Reliant Home Funding, Inc.
NMLS ID: 292473

5.631%

$1,815 Fees & Points $5,003 Total
0.940 Pts ($3,008)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Farmers Bank of Kansas City
NMLS ID: 613839

5.749%

$1,843 Fees & Points $4,383 Total
0.780 Pts ($2,496)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

Midwest Mortgage Lending
NMLS ID: 2262032
License#: CL-2262032

5.780%

$1,843 Fees & Points $5,450 Total
0.875 Pts ($2,800)
$2,650 Fees

live rates online at midwestmrtg.com

Basis Lending, LLC
NMLS ID: 2463124

5.812%

$1,843 Fees & Points $6,714 Total
1.000 Pts ($3,200)
$3,515 Fees

Let our Licensed Experts help you make the best decisions possible.

Northpointe Bank
NMLS ID: 447490

5.847%

$1,868 Fees & Points $3,398 Total
0.626 Pts ($2,003)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972

5.872%

$1,868 Fees & Points $4,294 Total
1.000 Pts ($3,200)
$1,094 Fees

Get a free pre-approval letter to buy your new home
Easy online application for your convenience
A wide variety of mortgage programs to meet your unique situation.

West Capital Lending
NMLS ID: 1566096

5.873%

$1,868 Fees & Points $4,293 Total
0.937 Pts ($2,998)
$1,295 Fees

Let's CrunchtheNumbers and See if a Refinance Makes Sense for You

Refi.com
NMLS ID: 1907

5.962%

$1,893 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944

5.965%

$1,893 Fees & Points $3,113 Total
0.662 Pts ($2,118)
$995 Fees

Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7!
26 Years' Experience
Get Your FREE Instant Rate Quote

Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653

5.966%

$1,893 Fees & Points $3,544 Total
0.986 Pts ($3,155)
$389 Fees

Underwritten Pre-approvals - Close in 3 week or less

River City Mortgage LLC
NMLS ID: 142954
License#: CL-142954

5.986%

$1,893 Fees & Points $3,945 Total
0.611 Pts ($1,955)
$1,990 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

DECO Mortgage
NMLS ID: 2561451

6.001%

$1,893 Fees & Points $4,512 Total
0.853 Pts ($2,730)
$1,782 Fees

$0 Lender Fee. Never pay lender fee's with Deco!
Same Day Pre-Qualification (As fast as 30 minutes).
Single Point of Contact: Paired with your own mortgage professional.

PenFed Credit Union
NMLS ID: 401822

6.002%

$1,893 Fees & Points $4,395 Total
0.750 Pts ($2,400)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.055%

$1,917 Fees & Points $2,250 Total
0.703 Pts ($2,250)
$0 Fees

Streamlined Process
Expertise
Customer Service

Better.com
NMLS ID: 330511

6.085%

$1,919 Fees & Points $2,925 Total
0.603 Pts ($1,930)
$995 Fees

The Right Mortgage could save you Thousands!

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.262%

$1,945 Fees & Points $4,666 Total
0.833 Pts ($2,666)
$2,000 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

New American Funding, LLC.
NMLS ID: 6606

6.327%

$1,969 Fees & Points $2,950 Total
0.922 Pts ($2,950)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Credit Union Information

NCUA Insured	Yes / State-Chartered
Charter Number	# 68198
Date Established	1938
Assets	$33.80 million
Loans	$20.73 million
Deposits	$29.77 million
Capital	$4.05 million

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Branches

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State Highway Credit Union

Deposit Rates - February 09, 2026

Featured Home Equity Rates

Featured 30-Year Fixed Mortgage Rates

Overview 2026

General Credit Union Information

Customer Reviews for State Highway Credit Union

Branches

State Highway Credit Union Locations

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