University Of Wisconsin Credit Union
Phone: 800-533-6773
University Of Wisconsin Credit Union is a NCUA insured credit union
headquartered at PO Box 44963, Madison, WI 53744.
It was founded in 1931 and has approximately
$6,174 million in assets. Customers can open an account at one of its
39 branches.
Deposit Rates - January 22, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.03% | $100 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
2.45% | $500 | Compare |
|
6 Mo CD
|
2.50% | $10,000 | Compare |
|
6 Mo CD
|
2.55% | $250,000 | Compare |
|
7 Mo CD
|
4.00% | $5,000 | Compare |
|
7 Mo CD
|
4.05% | $10,000 | Compare |
|
7 Mo CD
|
4.10% | $250,000 | Compare |
|
9 Mo CD
|
2.95% | $500 | Compare |
|
9 Mo CD
|
3.00% | $10,000 | Compare |
|
9 Mo CD
|
3.05% | $250,000 | Compare |
|
12 Mo CD
|
3.25% | $500 | Compare |
|
12 Mo CD
|
3.30% | $10,000 | Compare |
|
12 Mo CD
|
3.35% | $250,000 | Compare |
|
14 Mo CD
|
4.00% | $5,000 | Compare |
|
14 Mo CD
|
4.05% | $10,000 | Compare |
|
14 Mo CD
|
4.10% | $250,000 | Compare |
|
18 Mo CD
|
3.25% | $500 | Compare |
|
18 Mo CD
|
3.30% | $10,000 | Compare |
|
18 Mo CD
|
3.35% | $250,000 | Compare |
|
24 Mo CD
|
3.25% | $500 | Compare |
|
24 Mo CD
|
3.30% | $10,000 | Compare |
|
24 Mo CD
|
3.35% | $250,000 | Compare |
|
30 Mo CD
|
3.25% | $500 | Compare |
|
30 Mo CD
|
3.30% | $10,000 | Compare |
|
30 Mo CD
|
3.35% | $250,000 | Compare |
|
36 Mo CD
|
3.25% | $500 | Compare |
|
36 Mo CD
|
3.30% | $10,000 | Compare |
|
36 Mo CD
|
3.35% | $250,000 | Compare |
|
48 Mo CD
|
3.25% | $500 | Compare |
|
48 Mo CD
|
3.30% | $10,000 | Compare |
|
48 Mo CD
|
3.35% | $250,000 | Compare |
|
60 Mo CD
|
3.25% | $500 | Compare |
|
60 Mo CD
|
3.30% | $10,000 | Compare |
|
60 Mo CD
|
3.35% | $250,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.50% | $2,500 | Compare |
|
Money Market
|
1.00% | $7,500 | Compare |
|
Money Market
|
1.50% | $10,000 | Compare |
|
Money Market
|
1.94% | $25,000 | Compare |
|
Money Market
|
2.39% | $50,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
2.72% | $10,000 | Compare |
|
Premium Money Market
|
2.82% | $50,000 | Compare |
|
Premium Money Market
|
2.92% | $100,000 | Compare |
|
Premium Money Market
|
3.02% | $250,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1,000 |
Featured Home Equity Rates
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Upstart Home Lending
NMLS ID: 2443873 / Updated 2025-07-23Intro APR: 6.520 %
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$20,800 -
Figure Home Equity
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After Intro:6.950 %
$15,000 -
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NMLS ID: 1810501 / Updated 2025-09-30Intro APR: 6.990 %
After Intro:6.990 %
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Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 -
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Owning.com
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
Rate
NMLS ID: 2611 / Updated 2026-01-22Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi $0 -
CrossCountry Mortgage, LLC
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HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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0.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
5.624% $1,817 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees -
District Lending
NMLS ID: 18352855.633% $1,817 Fees & Points $4,707 Total
0.971 Pts ($3,107)
$1,600 Fees -
Basis Lending, LLC
NMLS ID: 24631245.674% $1,817 Fees & Points $6,270 Total
0.875 Pts ($2,800)
$3,470 Fees -
5.697% $1,817 Fees & Points $6,995 Total
0.875 Pts ($2,800)
$4,195 Fees -
5.872% $1,868 Fees & Points $4,294 Total
1.000 Pts ($3,200)
$1,094 Fees -
Northpointe Bank
NMLS ID: 4474905.875% $1,868 Fees & Points $4,355 Total
0.925 Pts ($2,960)
$1,395 Fees -
5.977% $1,893 Fees & Points $3,555 Total
0.800 Pts ($2,560)
$995 Fees -
West Capital Lending
NMLS ID: 15660965.993% $1,893 Fees & Points $4,089 Total
0.873 Pts ($2,794)
$1,295 Fees -
5.999% $1,893 Fees & Points $4,390 Total
0.750 Pts ($2,400)
$1,990 Fees -
DECO Mortgage
NMLS ID: 25614516.003% $1,893 Fees & Points $4,553 Total
0.866 Pts ($2,771)
$1,782 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138396.045% $1,917 Fees & Points $1,887 Total
0.000 Pts ($0)
$1,887 Fees -
PenFed Credit Union
NMLS ID: 4018226.059% $1,893 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees -
Better.com
NMLS ID: 3305116.082% $1,919 Fees & Points $2,822 Total
0.571 Pts ($1,827)
$995 Fees -
Refi.com
NMLS ID: 19076.190% $1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees -
6.250% $1,971 Fees & Points $389 Total
0.000 Pts ($0)
$389 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.492% $1,997 Fees & Points $3,942 Total
0.607 Pts ($1,942)
$2,000 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Overview 2026
General Credit Union Information
| NCUA Insured | Yes / State-Chartered |
| Charter Number | # 66492 |
| Date Established | 1931 |
| Assets | $6,174.11 million |
| Loans | $4,426.76 million |
| Deposits | $5,353.23 million |
| Capital | $567.79 million |
Customer Reviews for University Of Wisconsin Credit Union
Branches
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University Of Wisconsin Credit Union Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSCredit Union-$50,000N.A.0.03%0.13x (National Avg. - 0.23%)$100-SCENARIO
Year Rate
0.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 15 11 2 50,015 15 11 3 50,030 15 11 4 50,045 15 11 5 50,060 15 11 6 50,075 15 11 7 50,090 15 11 8 50,105 15 11 9 50,120 15 11 10 50,135 15 11 11 50,150 15 11 12 50,165 15 11 13 50,180 15 11 14 50,195 15 11 15 50,210 15 11 16 50,225 15 11 17 50,241 15 11 18 50,256 15 11 19 50,271 15 11 20 50,286 15 11 TOTAL $301 $211 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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