Credit Unions | Direct Federal Credit Union | Branches | Main Branch

Direct Federal Credit Union : Main Branch

50 Cabot St
Needham, MA 02494

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Your current location is: New York City, NY

Direct Federal Credit Union : Main Branch — distance 181.18

Deposit Rates - April 03, 2026

CD RATES	APY	MIN	MAX
5 Mo CD	5.00%	$250	-	Compare
5 Mo CD	5.05%	$100,000	-	Compare
6 Mo CD	5.50%	$250	-	Compare
6 Mo CD	5.55%	$100,000	-	Compare
9 Mo CD	5.00%	$250	-	Compare
9 Mo CD	5.05%	$100,000	-	Compare
12 Mo CD	3.00%	$250	-	Compare
12 Mo CD	3.06%	$100,000	-	Compare
15 Mo CD	3.00%	$250	-	Compare
15 Mo CD	3.06%	$100,000	-	Compare
24 Mo CD	3.50%	$250	-	Compare
24 Mo CD	3.55%	$100,000	-	Compare
36 Mo CD	4.00%	$250	-	Compare
36 Mo CD	4.05%	$100,000	-	Compare
48 Mo CD	4.00%	$250	-	Compare
48 Mo CD	4.05%	$100,000	-	Compare
60 Mo CD	4.25%	$250	-	Compare
60 Mo CD	4.30%	$100,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.10%	$5	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.35%	$500	$24,999	Compare
Money Market	0.35%	$25,000	$49,999	Compare
Money Market	0.55%	$50,000	$74,999	Compare
Money Market	1.00%	$75,000	$99,999	Compare
Money Market	0.75%	$100,000	$199,999	Compare
Money Market	1.10%	$200,000	-	Compare

PREMM RATES	APY	MIN	MAX
Premium Money Market	3.25%	$25,000	-	Compare

Featured Home Equity Rates in Massachusetts

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-03
Equal Housing Lender

#1 Non-bank HELOC in the US, A+ BBB Rating

#1 Non-bank HELOC in the US, A+ BBB Rating
Access $15,000 to $750,000 in home equity with flexible terms
Approval in as few as 5 minutes, funding in as few as 5 days
Use to consolidate debt, finance your next home project, or major expenses

Eastern Bank
NMLS ID: 451827 / Updated 2026-02-27
Equal Housing Lender

Intro APR: 6.500 %
After Intro:6.500 %

$25,000

Simple online applications means you can apply anywhere.
Ability to convert your variable rate into as many as five fixed-rate loans.

Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2026-03-20
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Valley Strong Credit Union
NMLS ID: 456506 / Updated 2025-10-29
Equal Housing Lender

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Get your offer in 5 minutes and funding in as few as 5 days
Personalized banking solutions to help reach your financial goals
Up to $400K
Terms of 10,15, or 30 years

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22

Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K

Spring EQ
NMLS ID: 1464945 / Updated 2026-04-03

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-03

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-03

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2026-04-03
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Refi.com
NMLS ID: 1907 / Updated 2026-04-03
Equal Housing Lender

Access your home’s equity without replacing your current mortgage

Access your home’s equity without replacing your current mortgage
Put your home’s equity to work on your terms
Flexible funds for renovations, debt consolidation, or major expenses
Refi.com connects you with home equity lending specialists

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates in Massachusetts

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Reliant Home Funding, Inc.
NMLS ID: 292473

5.981%

$1,893 Fees & Points $3,662 Total
0.521 Pts ($1,667)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

River City Mortgage LLC
NMLS ID: 142954
License#: ML142954

6.073%

$1,917 Fees & Points $2,935 Total
0.589 Pts ($1,885)
$1,050 Fees

Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people.
Accessible. Authentic. Transparent. We answer and make it make sense.
From pre-approval to closing — we’re all in.

Barrett Financial Group, L.L.C.
NMLS ID: 181106

6.128%

$1,919 Fees & Points $4,490 Total
0.750 Pts ($2,400)
$2,090 Fees

Get a customized quote in minutes.

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.136%

$1,893 Fees & Points $9,072 Total
0.710 Pts ($2,272)
$6,800 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Farmers Bank of Kansas City
NMLS ID: 613839

6.225%

$1,945 Fees & Points $3,419 Total
0.820 Pts ($2,624)
$795 Fees

Competitive rates.
Surprisingly smooth process.

Northpointe Bank
NMLS ID: 447490

6.251%

$1,945 Fees & Points $4,294 Total
0.906 Pts ($2,899)
$1,395 Fees

Great Rates
Personal Service
FDIC insured banking institution.

PenFed Credit Union
NMLS ID: 401822

6.265%

$1,945 Fees & Points $4,795 Total
0.875 Pts ($2,800)
$1,995 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Better.com
NMLS ID: 330511

6.326%

$1,971 Fees & Points $2,585 Total
0.497 Pts ($1,590)
$995 Fees

The Right Mortgage could save you Thousands!

Refi.com
NMLS ID: 1907

6.327%

$1,971 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.343%

$1,971 Fees & Points $3,158 Total
0.987 Pts ($3,158)
$0 Fees

Streamlined Process
Expertise
Customer Service

SoFi
NMLS ID: 696891

6.619%

$2,021 Fees & Points $4,301 Total
0.877 Pts ($2,806)
$1,495 Fees

Get pre-qualified in minutes
Simple, online application
Customize your monthly payment to fit your budget

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Your home's value could help you save.
Turn your equity into opportunity.
Calculate your home equity loan options with lenders.

CrossCountry Mortgage
NMLS ID: 3029

Fees & Points Total
Pts ($0)
$0 Fees

"America's #1 Retail Lender (Scottsman Guide)"
"Financing 1 and every 36 homes"
"Over 20,000 Five Star Reviews On Zillow"

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Refinance to lower your rate
Free up room in your budget by paying off high-interest debt
Explore 350,000+ 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC1168

Fees & Points Total
Pts ($0)
$0 Fees

Low rates, quick quote & approval
92% of clients discover savings in
Real savings, real fast - $1100 avg monthly savings

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Direct Federal Credit Union : Main Branch

Deposit Rates - April 03, 2026

Featured Home Equity Rates in Massachusetts

Featured 30-Year Fixed Mortgage Rates in Massachusetts

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