Credit Unions | Direct Federal Credit Union | Branches | Main Branch

Direct Federal Credit Union : Main Branch

50 Cabot St
Needham, MA 02494

Phone 781-433-2900

Visit Direct Federal Credit Union main page

Your current location is: New York City, NY

Direct Federal Credit Union : Main Branch — distance 181.18

Deposit Rates - November 04, 2025

CD RATES	APY	MIN	MAX
5 Mo CD	5.00%	$250	-	Compare
5 Mo CD	5.05%	$100,000	-	Compare
6 Mo CD	5.50%	$250	-	Compare
6 Mo CD	5.55%	$100,000	-	Compare
9 Mo CD	5.00%	$250	-	Compare
9 Mo CD	5.05%	$100,000	-	Compare
12 Mo CD	3.00%	$250	-	Compare
12 Mo CD	3.06%	$100,000	-	Compare
15 Mo CD	3.00%	$250	-	Compare
15 Mo CD	3.06%	$100,000	-	Compare
24 Mo CD	3.50%	$250	-	Compare
24 Mo CD	3.55%	$100,000	-	Compare
36 Mo CD	4.00%	$250	-	Compare
36 Mo CD	4.05%	$100,000	-	Compare
48 Mo CD	4.00%	$250	-	Compare
48 Mo CD	4.05%	$100,000	-	Compare
60 Mo CD	4.25%	$250	-	Compare
60 Mo CD	4.30%	$100,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.10%	$5	-	Compare

MM RATES	APY	MIN	MAX
Money Market	0.35%	$500	$24,999	Compare
Money Market	0.35%	$25,000	$49,999	Compare
Money Market	0.55%	$50,000	$74,999	Compare
Money Market	1.00%	$75,000	$99,999	Compare
Money Market	0.75%	$100,000	$199,999	Compare
Money Market	1.10%	$200,000	-	Compare

PREMM RATES	APY	MIN	MAX
Premium Money Market	3.25%	$25,000	-	Compare

Featured Home Equity Rates in Massachusetts

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-11-04
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Eastern Bank
NMLS ID: 451827 / Updated 2025-11-03
Equal Housing Lender

Intro APR: 6.750 %
After Intro:6.750 %

$25,000

Simple online applications means you can apply anywhere.
Ability to convert your variable rate into as many as five fixed-rate loans.

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-10-31

Intro APR: 5.990 %
After Intro:7.250 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Spring EQ
NMLS ID: 1464945 / Updated 2025-11-04

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-11-04
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$750k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-11-04

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-11-04

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

Owning.com
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
Funds directly to your bank account.
No in-person appraisal needed.

Rate
NMLS ID: 2611 / Updated 2025-11-04

Find what’s best for you: HELOC, Home Equity Loan, Cash Out Refi

Nation's #2 retail mortgage lender in 2024.
Apply in 5 minutes, get your money in as fast as 5 days.
Digital application experience.
No in-person appraisal needed.

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Massachusetts

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Allied Mortgage Group, Inc.
NMLS ID: 1067

0.000%

$0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees

Competitive interest rates
No Origination fee
Soft credit pre-approvals offered

Reliant Home Funding, Inc.
NMLS ID: 292473

5.872%

$1,868 Fees & Points $4,254 Total
0.706 Pts ($2,259)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

PenFed Credit Union
NMLS ID: 401822

6.186%

$1,919 Fees & Points $6,400 Total
1.000 Pts ($3,200)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Refi.com
NMLS ID: 1907

6.190%

$1,945 Fees & Points $2,202 Total
0.688 Pts ($2,202)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

New American Funding, LLC.
NMLS ID: 6606

6.211%

$1,945 Fees & Points $2,938 Total
0.918 Pts ($2,938)
$0 Fees

Direct Lender offering low rates, fast closings, and impeccable service
FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage
All-inclusive Direct Lender – no broker fees

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.461%

$1,997 Fees & Points $2,895 Total
0.686 Pts ($2,195)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Quicken Loans
NMLS ID: 167283

Fees & Points Total
Pts ($0)
$0 Fees

Homeowners best kept secret for cash
See if a HELOAN could lower payments
Access cash without a changing your rate

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Direct Federal Credit Union : Main Branch

Deposit Rates - November 04, 2025

Featured Home Equity Rates in Massachusetts

Featured 30-Year Fixed Mortgage Rates in Massachusetts

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