Credit Unions | Elements Financial Federal Credit Union | Branches | ELFCU-CL

Elements Financial Federal Credit Union : Elfcu-cl

2250 N Main St
Clinton, IN 47842

Phone 765-832-4257

Visit Elements Financial Federal Credit Union main page

Your current location is: New York City, NY

Elements Financial Federal Credit Union : ELFCU-CL — distance 709.66

Deposit Rates - June 19, 2025

CD RATES	APY	MIN	MAX
6 Mo CD	2.50%	$1,000	-	Compare
8 Mo CD	5.15%	$1,000	-	Compare
12 Mo CD	2.60%	$1,000	-	Compare
13 Mo CD	4.85%	$1,000	-	Compare
18 Mo CD	4.25%	$1,000	-	Compare
24 Mo CD	2.70%	$1,000	-	Compare
36 Mo CD	2.80%	$1,000	-	Compare
48 Mo CD	2.90%	$1,000	-	Compare
60 Mo CD	3.00%	$1,000	-	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	1.00%	$2,500	-	Compare
SAV	3.50%	$10,000	-	Compare

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	0.21%	$0	-

Featured Home Equity Rates in Indiana

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-06-09

Intro APR: 7.250 %
After Intro:7.250 %

$15,000

Flexible terms, borrow $15K-$400K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

Tap into your home's equity & access the funds you need with a HELOC
Apply online or speak with a specialist
No application, origination & appraisal fees on lines up to $500K[3]
On average, access funds within 35 days[5]

Point Digital Finance
NMLS ID: Not a Lender / Updated 2025-06-19

Get up to $500k with no monthly payments, ever.

Use your funds your way
No income verification - ideal for self-employment or retirement planning
Enjoy maximum flexibility - 30 year term, no prepayment penalties
Home Equity Investments are not considered a loan in all states

Achieve Loans
NMLS ID: 1810501 / Updated 2025-05-08

Intro APR: 10.375 %
After Intro:10.375 %

Competitive rates, Pre-qualify in minutes
Mortgage Advisors standing by to help find the best solution
Flexible terms with fast funding
Minimum credit score: 640

Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-06-19

Get cash now in exchange for a percentage of your homes future equity.

No monthly payments or interest charges
Minimum Credit score: 500
Access up to $500k
No need to refinance

Upstart
NMLS ID: 2443873 / Updated 2025-06-19

As low as 6.3% APR on your initial draw*

As low as 6.3% APR on your initial draw*
Get your money up to 6x faster than the industry standard*
Fixed rate on each draw*
No paperwork needed to apply

AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-06-19

Home Equity Loans & Refinance – Cash out

Home Equity Loans & Refinance – Cash out
Customized rate quote with no impact to credit
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business

CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-06-19

Unlock Your Home's Potential

Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
Unlock Your Home's Value: Discover the Power of our Online HELOC!
Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
Secure Your Future: Experience the Ease of our Fixed Home Equity Loans

PenFed Credit Union
NMLS ID: 401822 / Updated 2025-06-19
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
Get a HELOC from PenFed to Put Your Home Equity to Work
HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans

Spring EQ
NMLS ID: 1464945 / Updated 2025-06-19

The leader for homeowners tapping cash from their homes since 2016.

Access up to 90% of your home's equity, up to a maximum of $500,000.
FIXLINE: The flexibility of a HELOC with the stability of a HELOAN.
A fixed rate for life- no need to worry about fluctuating rates.
We make it easy - and fast - to access your cash (as little as 11 days).

New American Funding, LLC
NMLS ID: 6606 / Updated 2025-06-19

Cash-Out and Home Equity Options Available.

Competitive Rates for FICO Scores 580-679
366k+ positive reviews, A rating from the BBB
Pay off higher interest rate credit cards, Pay college tuition
100% online mortgage application available

Haven Home Equity
NMLS ID: 4181 / Updated 2025-06-19
Equal Housing Lender

Tap Into the Equity of Your Home to Get The Cash You Need

1st Mortgages & Home Equity Loans (Credit Score Approvals Down to 500)
Cash Out and Debt Consolidation Experts
Self Employed Bank Statement Loan Programs
A+ BBB Rating and 4.9 Stars on Google

Figure Home Equity Line
NMLS ID: 1717824 / Updated 2025-06-19
Equal Housing Lender

HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online.

Fastest way to turn home equity into cash
Flexible terms, redraw up to 100%, borrow $15k-$400k
Approval in as little as 5 minutes. Funding in as few as 5 days.
Use to consolidate debt or finance your next home project

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates in Indiana

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Securitas Mortgage Inc
NMLS ID: 1039147
License#: 1039147

6.396%

$1,971 Fees & Points $5,032 Total
0.739 Pts ($2,365)
$2,667 Fees

icensed in Kentucky, Indiana, Tennessee and Florida
Over 50 years of experience in Mortgage Lending.
A COMPLETE focus on our client’s interests and experience.

Green Lending, LLC
NMLS ID: 2598612

6.463%

$1,997 Fees & Points $3,167 Total
0.674 Pts ($2,157)
$1,010 Fees

Personalized mortgage solutions designed for your lifestyle.
Expert advice and support every step of the way.
Simplifying the mortgage process so you can focus on living.

Beeline Loans, Inc.
NMLS ID: 1799947

6.695%

$2,049 Fees & Points $2,304 Total
0.720 Pts ($2,304)
$0 Fees

See how much cash an easy refi can give you.
Increase your ROI, renovate or roll in it!
Tap into your equity with a Beeline Refi. Apply Online in 15 minutes.

LoanFlight Lending, LLC
NMLS ID: 1522344
License#: 32165

6.697%

$2,049 Fees & Points $2,413 Total
0.754 Pts ($2,413)
$0 Fees

Charges $0 in Lender Fees
Get an Online Quote in Seconds
100% Online Process or Speak Directly with a Loan Officer

Allied Mortgage Group, Inc.
NMLS ID: 1067

6.701%

$2,049 Fees & Points $2,509 Total
0.784 Pts ($2,509)
$0 Fees

Streamlined Process
Expertise
Customer Service

Mortgage X, LLC
NMLS ID: 2569359

6.708%

$2,049 Fees & Points $2,845 Total
0.547 Pts ($1,750)
$1,095 Fees

Conventional, Jumbo, VA and FHA Loans
Self Employed – Bank Statement & PNL Only
Investor Loans – Cash Out – No Income Documents

Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894

6.715%

$2,049 Fees & Points $2,998 Total
0.718 Pts ($2,298)
$700 Fees

A brand you know and trust
Quick and efficient process
Mortgage products to fit your needs

Refi.com
NMLS ID: 1907
License#: Indiana

6.716%

$2,049 Fees & Points $3,002 Total
0.938 Pts ($3,002)
$0 Fees

Lower your monthly mortgage payment with a streamlined refinance
Keep more money in your pocket by rolling closing costs into your loan
Maximize your savings with custom options that fit your financial goals

Farmers Bank of Kansas City
NMLS ID: 613839

6.762%

$2,049 Fees & Points $4,579 Total
0.841 Pts ($2,691)
$1,888 Fees

Competitive rates.
Surprisingly smooth process.

PenFed Credit Union
NMLS ID: 401822

6.794%

$2,049 Fees & Points $5,600 Total
0.750 Pts ($2,400)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
Lower your payment, get cash out, and more

Sebonic
NMLS ID: 66247

6.825%

$2,076 Fees & Points $2,445 Total
0.764 Pts ($2,445)
$0 Fees

Whether it's time to buy or refi, we're here to help you take the next step.
The home financing you need at the speed you deserve

Freedom Mortgage Corporation
NMLS ID: 2767

Fees & Points Total
Pts ($0)
$0 Fees

We approve credit scores as low as 550 for VA and FHA refinancing
Family-owned, 35+ years of cash out assistance
A top FHA and VA lender

Haven Home Equity
NMLS ID: 4181

Fees & Points Total
Pts ($0)
$0 Fees

We Approve Credit Scores Down to 500
Self Employed Bank Statement Loans
Investor Loans - DSCR - Cash Out

Veterans United Home Loans
NMLS ID: 1907

Fees & Points Total
Pts ($0)
$0 Fees

Use your VA Loan benefits to get cash from your home equity
Get a personalized quote fast with instant uploads and 24/7 access
Over 300,000 verified 5-star reviews

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Elements Financial Federal Credit Union : Elfcu-cl

Deposit Rates - June 19, 2025

Featured Home Equity Rates in Indiana

Featured 30-Year Fixed Mortgage Rates in Indiana

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