My Savings Direct Branch, branch of Emigrant Bank - 2025
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Emigrant Bank : My Savings Direct Branch

13 Croton Avenue
Ossining, NY 10562

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Your current location is: New York City, NY

Deposit Rates - December 31, 2025

SAVINGS RATES APY MIN MAX
SAV
0.05% $1 - Compare
MM RATES APY MIN MAX
Money Market
0.10% $100 - Compare
INT CHECKING RATES APY MIN MAX
INTCK
0.15% $1 $99

Loan Rates - December 31, 2025

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.70% $2,780.51
15 Year Fixed Jumbo
6.58% $2,829.94
30 Year Fixed Conforming
6.17% $1,993.25
30 Year Fixed Jumbo
6.30% $2,222.17
MORTGAGE REFINANCE APR(%) MONTHLY PAYMENT
15 Year Fixed Conforming
5.70% $2,780.51
15 Year Fixed Jumbo
6.58% $2,829.94
30 Year Fixed Conforming
6.17% $1,993.25
30 Year Fixed Jumbo
6.42% $2,222.17
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