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Deposit Rates - April 30, 2026

Featured 30-Year Fixed Mortgage Rates in California

• Lender

  APR(%)

  Monthly Payment

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• West Capital Lending NMLS ID: 1566096

  0.000%

  $0 Fees & Points $0 Total 0.000 Pts ($0) $0 Fees

  Mutiple loan product options Very competive pricing Flexible income verification for Non-QM loans Learn More

• District Lending NMLS ID: 1835285

  5.890%

  $1,868 Fees & Points $4,899 Total 0.875 Pts ($2,800) $2,099 Fees

  Get an exceptional mortgage rate, be happy. Learn More

• Saxton Mortgage NMLS ID: 1717191

  5.979%

  $1,893 Fees & Points $3,695 Total 0.750 Pts ($2,400) $1,295 Fees

  Proud to help you find the home loan of your future. Learn More

• iheartloan Inc. NMLS ID: 2562839

  6.096%

  $1,893 Fees & Points $7,681 Total 0.750 Pts ($2,400) $5,281 Fees

  Where Heart Meets Home Superior Rates, Unmatched Service Learn More

• Northpointe Bank NMLS ID: 447490

  6.109%

  $1,919 Fees & Points $3,750 Total 0.736 Pts ($2,355) $1,395 Fees

  Great Rates Personal Service FDIC insured banking institution. Learn More

• Future First Lending NMLS ID: 2126430

  6.116%

  $1,919 Fees & Points $3,995 Total 0.875 Pts ($2,800) $1,195 Fees

  Save thousands with our ultra-competitive rates More loan options, better deals, bigger savings Local California mortgage experts on your side Learn More

• Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894

  6.158%

  $1,893 Fees & Points $9,843 Total 0.951 Pts ($3,043) $6,800 Fees

  A brand you know and trust Quick and efficient process Mortgage products to fit your needs Learn More

• LoanFlight Lending, LLC NMLS ID: 1522344 License#: 60DBO60154

  6.189%

  $1,945 Fees & Points $2,221 Total 0.694 Pts ($2,221) $0 Fees

  Charges $0 in Lender Fees Get an Online Quote in Seconds 100% Online Process or Speak Directly with a Loan Officer Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  6.202%

  $1,945 Fees & Points $2,608 Total 0.815 Pts ($2,608) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• River City Mortgage LLC NMLS ID: 142954 License#: 60DBO-44759

  6.222%

  $1,945 Fees & Points $3,405 Total 0.736 Pts ($2,355) $1,050 Fees

  Talk to a Pro, Not a Prompt. No bots. No nonsense. Just real people. Accessible. Authentic. Transparent. We answer and make it make sense. From pre-approval to closing — we’re all in. Learn More

• AimLoan.com NMLS ID: 2890 License#: 413-0477

  6.235%

  $1,945 Fees & Points $3,982 Total 0.858 Pts ($2,746) $1,236 Fees

  Certified Upfront Lender! Online Loan Estimate! Apply & Lock Rate 24/7! 26 Years' Experience Get Your FREE Instant Rate Quote Learn More

• Home Simply NMLS ID: 2473786

  6.235%

  $1,945 Fees & Points $3,796 Total 0.844 Pts ($2,701) $1,095 Fees

  Simple loans for your dream home! Learn More

• Pro Mortgage Funding LLC NMLS ID: 2119829

  6.245%

  $1,945 Fees & Points $4,110 Total 0.911 Pts ($2,915) $1,195 Fees

  Fast Refinance Options to Lower Rates or Pull Cash Learn More

• PenFed Credit Union NMLS ID: 401822

  6.277%

  $1,945 Fees & Points $5,195 Total 1.000 Pts ($3,200) $1,995 Fees

  Let PenFed Bring You Home With Confidence Benefits before and after you refinance Lower your payment, get cash out, and more Learn More

• DECO Mortgage NMLS ID: 2561451

  6.296%

  $1,945 Fees & Points $6,028 Total 0.994 Pts ($3,181) $2,847 Fees

  $0 Lender Fee. Never pay lender fee's with Deco! Same Day Pre-Qualification (As fast as 30 minutes). Single Point of Contact: Paired with your own mortgage professional. Learn More

• Refi.com NMLS ID: 1907 License#: California

  6.315%

  $1,971 Fees & Points $2,202 Total 0.688 Pts ($2,202) $0 Fees

  Lower your monthly mortgage payment with a streamlined refinance Keep more money in your pocket by rolling closing costs into your loan Maximize your savings with custom options that fit your financial goals Learn More

• Better.com NMLS ID: 330511

  6.349%

  $1,971 Fees & Points $3,360 Total 0.739 Pts ($2,365) $995 Fees

  The Right Mortgage could save you Thousands! Learn More

• West Capital Lending NMLS ID: 1566096

  6.351%

  $1,971 Fees & Points $3,420 Total 0.664 Pts ($2,125) $1,295 Fees

  Let's CrunchtheNumbers and See if a Refinance Makes Sense for You Learn More

• Allied Mortgage Group, Inc. NMLS ID: 1067

  6.441%

  $1,997 Fees & Points $2,208 Total 0.690 Pts ($2,208) $0 Fees

  Streamlined Process Expertise Customer Service Learn More

• New American Funding, LLC. NMLS ID: 6606

  6.595%

  $2,023 Fees & Points $3,168 Total 0.990 Pts ($3,168) $0 Fees

  Direct Lender offering low rates, fast closings, and impeccable service FHA, VA, Conventional, HARP, Jumbo and Reverse Mortgage All-inclusive Direct Lender – no broker fees Learn More

• SoFi NMLS ID: 696891

  6.619%

  $2,021 Fees & Points $4,321 Total 0.883 Pts ($2,826) $1,495 Fees

  Get pre-qualified in minutes Simple, online application Customize your monthly payment to fit your budget Learn More

• Beeline Loans, Inc. NMLS ID: 1799947

  Fees & Points Total Pts ($0) $0 Fees

  Apply in less than 10 minutes. Fast, stress-free closing in as little as 16 days More loan types so you’re more likely to qualify Learn More

• AmeriSave Mortgage Corporation NMLS ID: 1168 License#: 4130574

  Fees & Points Total Pts ($0) $0 Fees

  Low rates, quick quote & approval 92% of clients discover savings in Real savings, real fast - $1100 avg monthly savings Learn More

• Veterans United Home Loans NMLS ID: 1907

  Fees & Points Total Pts ($0) $0 Fees

  Refinance to lower your rate Free up room in your budget by paying off high-interest debt Explore 350,000+ 5-star reviews Learn More

• Quicken Loans NMLS ID: 167283

  Fees & Points Total Pts ($0) $0 Fees

  Your home's value could help you save. Turn your equity into opportunity. Calculate your home equity loan options with lenders. Learn More

• Rocket Mortgage NMLS ID: 3030

  Fees & Points Total Pts ($0) $0 Fees

  Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Learn More

• Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .