Other Banks to Consider
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First Foundation Bank is an FDIC insured institution headquartered at
18101 Von Karman Ave, Irvine, CA 92612.
It was founded in
2007 and has approximately $12 billion in assets. Customers can open an account at one of its 16 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.75% | $1,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
4 Mo CD
|
3.70% | $2,500 | Compare |
|
7 Mo CD
|
3.60% | $2,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.75% | $1,000 | Compare |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.825 %
After Intro:6.825 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-07-27 |
Use Home Equity to get cash you need | $0 |
| Cash in with a HELOC | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-07-27 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
Copperstate Home Loans NMLS ID: 1982090 |
6.381% |
$1,971
Fees & Points
$4,559 Total
1.000 Pts ($3,200) $1,359 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.420% |
$1,971
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
Optimum First Mortgage NMLS ID: 240415 |
6.472% |
$1,997
Fees & Points
$3,265 Total
0.397 Pts ($1,270) $1,995 Fees |
Northpointe Bank NMLS ID: 447490 |
6.610% |
$2,023
Fees & Points
$3,686 Total
0.716 Pts ($2,291) $1,395 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.634% |
$1,997
Fees & Points
$8,746 Total
0.608 Pts ($1,946) $6,800 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 58647 |
| Date Established | 2007 |
| Assets | $ 11.88 billion |
| Loans | $ 6.90 billion |
| Deposits | $ 9.31 billion |
| Capital | $ 1,065.99 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 1,624.46 million |
| Interest-bearing balances | $ 1,506.79 million |
| Total securities | $ 3.06 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 6.90 billion |
| Loan loss allowance | $ 93.85 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 6.21 million |
| Goodwill and other intangibles | $ 10.57 million |
| All other assets | $ 212.19 million |
| Total Assets | $ 10.82 billion |
| LIABILITIES | |
| Total deposits | $ 9.31 billion |
| Interest-bearing deposits | $ 8.03 billion |
| Deposits held in domestic offices | $ 9.31 billion |
| % insured (estimated)" | 80.25% |
| Federal funds purchased and repurchase agreements | $ 18.02 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 149.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 102.00 millionn |
| Total Liabilities | $ 10.82 billion |
| Shareholders’ Equity | $ 1,065.99 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 546.51 million |
| Total Interest Expense | $ 346.16 million |
| Net interest income | $ 200.35 million |
| Provision for loan and lease losses | $ 64.31 million |
| Total non interest income | $ 10.86 million |
| Total non interest expense | $ 206.31 million |
| Pre-tax Net Operating Income | $ 91.10 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of First Foundation Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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Jenny Pratt 8-1972
May 8, 2023 |
This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is still very rewarding.
Nuriel
October 11, 2022 |
Never a problem.