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First Foundation Bank


First Foundation Bank is an FDIC insured institution headquartered at 18101 Von Karman Ave, Irvine, CA 92612.
It was founded in 2007 and has approximately $12 billion in assets. Customers can open an account at one of its 16 branches.

Deposit Rates - December 13, 2025

SAVINGS RATES APY MIN
SAV
4.00% $1,000 Compare
CD RATES APY MIN
4 Mo CD
4.00% $2,500 Compare
7 Mo CD
3.70% $2,500 Compare
MM RATES APY MIN
Money Market
4.00% $1,000 Compare

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58647
Date Established 2007
Assets $ 11.56 billion
Loans $ 7.99 billion
Deposits $ 8.63 billion
Capital $ 1,188.84 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 1,055.19 million
Interest-bearing balances $ 973.61 million
Total securities $ 2.13 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 7.99 billion
Loan loss allowance $ 37.56 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.21 million
Goodwill and other intangibles $ 10.85 million
All other assets $ 212.19 million
     Total Assets $ 10.37 billion

LIABILITIES
Total deposits $ 8.63 billion
      Interest-bearing deposits $ 7.13 billion
      Deposits held in domestic offices $ 8.63 billion
      % insured (estimated)" 77.90%
Federal funds purchased and repurchase agreements $ 19.32 million
Trading liabilities N.A.
Other borrowed funds $ 149.00 million
Subordinated debt N.A.
All other liabilities $ 102.00 millionn
      Total Liabilities $ 10.37 billion
      Shareholders’ Equity $ 1,188.84 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 281.83 million
Total Interest Expense $ 173.59 million
Net interest income $ 108.24 million
Provision for loan and lease losses $ 5.78 million
Total non interest income N.A.
Total non interest expense $ 106.79 million
Pre-tax Net Operating Income $ 91.10 million


*Should any logos, images or public notes appear on this page,they do so courtesy of First Foundation Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

Customer Reviews for First Foundation Bank (2)

Rated 5.00 stars out of 5 - based on 2 reviews

  • This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is still very rewarding.

  • Never a problem.

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Branches

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First Foundation Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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