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First Foundation Bank


First Foundation Bank is an FDIC insured institution headquartered at 18101 Von Karman Ave, Irvine, CA 92612.
It was founded in 2007 and has approximately $12 billion in assets. Customers can open an account at one of its 16 branches.

Deposit Rates - January 31, 2026

SAVINGS RATES APY MIN
SAV
3.75% $1,000 Compare
CD RATES APY MIN
4 Mo CD
3.90% $2,500 Compare
7 Mo CD
3.60% $2,500 Compare
MM RATES APY MIN
Money Market
3.75% $1,000 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58647
Date Established 2007
Assets $ 11.89 billion
Loans $ 7.67 billion
Deposits $ 9.32 billion
Capital $ 1,063.45 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 1,726.60 million
Interest-bearing balances $ 1,656.01 million
Total securities $ 2.20 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 7.67 billion
Loan loss allowance $ 101.91 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 6.21 million
Goodwill and other intangibles $ 10.06 million
All other assets $ 212.19 million
     Total Assets $ 10.82 billion

LIABILITIES
Total deposits $ 9.32 billion
      Interest-bearing deposits $ 7.83 billion
      Deposits held in domestic offices $ 9.32 billion
      % insured (estimated)" 79.96%
Federal funds purchased and repurchase agreements $ 22.06 million
Trading liabilities N.A.
Other borrowed funds $ 149.00 million
Subordinated debt N.A.
All other liabilities $ 102.00 millionn
      Total Liabilities $ 10.82 billion
      Shareholders’ Equity $ 1,063.45 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 417.75 million
Total Interest Expense $ 260.28 million
Net interest income $ 157.48 million
Provision for loan and lease losses $ 70.83 million
Total non interest income $ 7.30 million
Total non interest expense $ 156.94 million
Pre-tax Net Operating Income $ 91.10 million


*Should any logos, images or public notes appear on this page,they do so courtesy of First Foundation Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

Customer Reviews for First Foundation Bank (2)

Rated 5.00 stars out of 5 - based on 2 reviews

  • This is just a wonderful bank to do business with. I have some concerns about all of these smaller California banks so my husband and I just stay below FDIC insurance amounts ($500,000 as a couple). It is still very rewarding.

  • Never a problem.

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Branches

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First Foundation Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    3.75%
    16.74x (National Avg. - 0.22%)
    $1,000
    -
    SCENARIO
    Year Rate
    3.75%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,875 1,313
    2 51,875 1,945 1,362
    3 53,820 2,018 1,413
    4 55,839 2,094 1,466
    5 57,933 2,172 1,521
    6 60,105 2,254 1,578
    7 62,359 2,338 1,637
    8 64,697 2,426 1,698
    9 67,124 2,517 1,762
    10 69,641 2,612 1,828
    11 72,252 2,709 1,897
    12 74,962 2,811 1,968
    13 77,773 2,916 2,042
    14 80,689 3,026 2,118
    15 83,715 3,139 2,198
    16 86,854 3,257 2,280
    17 90,111 3,379 2,365
    18 93,491 3,506 2,454
    19 96,996 3,637 2,546
    20 100,634 3,774 2,642
    TOTAL $54,408 $38,085


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