First National Bank Of Scotia : Guilderland-westmere Branch
8 Karner Road
Guilderland, NY 12084
Deposit Rates -
May 13, 2025
| CD RATES |
APY |
MIN |
MAX |
|
|
3 Mo CD
|
0.55% |
$2,500 |
$250,000
|
Compare
|
|
6 Mo CD
|
1.51% |
$2,500 |
$249,999
|
Compare
|
|
11 Mo CD
|
1.03% |
$25,000 |
$250,000
|
Compare
|
|
12 Mo CD
|
1.57% |
$500 |
$250,000
|
Compare
|
|
24 Mo CD
|
1.60% |
$500 |
$250,000
|
Compare
|
|
36 Mo CD
|
1.65% |
$500 |
$250,000
|
Compare
|
|
48 Mo CD
|
1.69% |
$500 |
$250,000
|
Compare
|
|
60 Mo CD
|
1.72% |
$500 |
$250,000
|
Compare
|
| SAVINGS RATES |
APY |
MIN |
MAX |
|
|
SAV
|
0.15% |
$50 |
$250,000
|
Compare
|
| MM RATES |
APY |
MIN |
MAX |
|
|
Money Market
|
0.65% |
$2,500 |
$99,999
|
Compare
|
|
Money Market
|
1.01% |
$100,000 |
$249,999
|
Compare
|
|
Money Market
|
1.53% |
$250,000 |
$999,999
|
Compare
|
|
Money Market
|
2.01% |
$1,000,000 |
-
|
Compare
|
| FIXED IRA RATES |
APY |
MIN |
MAX |
|
24 Mo FIRA
|
1.60% |
$500 |
$250,000
|
|
60 Mo FIRA
|
1.72% |
$500 |
$250,000
|
| VARIABLE IRA RATES |
APY |
MIN |
MAX |
|
VIRA
|
3.75% |
$50 |
-
|
| INT CHECKING RATES |
APY |
MIN |
MAX |
|
INTCK
|
0.05% |
$500 |
$250,000
|
Loan Rates -
May 13, 2025
|
MORTGAGE PURCHASE
|
APR(%) |
MONTHLY PAYMENT |
|
15 Year Fixed Conforming
|
6.68% |
$2,799.87 |
|
20 Year Fixed Conforming
|
7.00% |
$2,465.61 |
|
30 Year Fixed Conforming
|
7.00% |
$2,116.09 |
|
MORTGAGE REFINANCE |
APR(%) |
MONTHLY PAYMENT |
|
15 Year Fixed Conforming
|
6.68% |
$2,799.87
|
|
20 Year Fixed Conforming
|
7.00% |
$2,465.61
|
|
30 Year Fixed Conforming
|
7.00% |
$2,116.09
|
|
HOME EQUITY RATES
|
APR(%) |
MONTHLY PAYMENT |
|
10 Year Loan
|
4.40% |
$1,030.61 |
|
15 Year Loan
|
5.01% |
$790.27 |
|
AUTO LOAN RATES
|
APR(%) |
MONTHLY PAYMENT |
|
3 Year
|
3.59% |
$733.55
|
|
4 Year
|
3.59% |
$559.90
|
|
5 Year
|
3.59% |
$455.80
|
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