Banks | First National Bank of Scotia | Branches | Schenectady Branch

First National Bank Of Scotia : Schenectady Branch

120 Erie Boulevard
Schenectady, NY 12305

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First National Bank of Scotia : Schenectady Branch — distance 145.07

Deposit Rates - June 28, 2025

CD RATES	APY	MIN	MAX
3 Mo CD	0.55%	$2,500	$250,000	Compare
6 Mo CD	1.51%	$2,500	$249,999	Compare
11 Mo CD	1.03%	$25,000	$250,000	Compare
12 Mo CD	1.57%	$500	$250,000	Compare
24 Mo CD	1.60%	$500	$250,000	Compare
36 Mo CD	1.65%	$500	$250,000	Compare
48 Mo CD	1.69%	$500	$250,000	Compare
60 Mo CD	1.72%	$500	$250,000	Compare

SAVINGS RATES	APY	MIN	MAX
SAV	0.15%	$50	$250,000	Compare

MM RATES	APY	MIN	MAX
Money Market	0.65%	$2,500	$99,999	Compare
Money Market	1.01%	$100,000	$249,999	Compare
Money Market	1.53%	$250,000	$999,999	Compare
Money Market	2.01%	$1,000,000	-	Compare

FIXED IRA RATES	APY	MIN	MAX
24 Mo FIRA	1.60%	$500	$250,000
60 Mo FIRA	1.72%	$500	$250,000

VARIABLE IRA RATES	APY	MIN	MAX
VIRA	3.75%	$50	-

INT CHECKING RATES	APY	MIN	MAX
INTCK	0.05%	$500	$250,000

Loan Rates - June 28, 2025

MORTGAGE PURCHASE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.68%	$2,799.87
20 Year Fixed Conforming	7.00%	$2,465.61
30 Year Fixed Conforming	7.00%	$2,116.09

MORTGAGE REFINANCE	APR(%)	MONTHLY PAYMENT
15 Year Fixed Conforming	6.68%	$2,799.87
20 Year Fixed Conforming	7.00%	$2,465.61
30 Year Fixed Conforming	7.00%	$2,116.09

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HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
10 Year Loan	4.40%	$1,030.61
15 Year Loan	5.01%	$790.27

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AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
3 Year	3.59%	$733.55
4 Year	3.59%	$559.90
5 Year	3.59%	$455.80

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