Best Home Equity Loans 20-Year for Pennsylvania, PA

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  • Lender APR(%)" Min.Initial
    Draw Amount    		 Learn More
  • logo
    Figure Home Equity Line
    NMLS ID: 1717824 / Updated 2026-06-28
    Equal Housing Lender
    		HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online.
    • Fastest way to turn home equity into cash
    • Flexible terms, redraw up to 100%, borrow $15k-$750k
    • Approval in as little as 5 minutes. Funding in as few as 5 days.
    • Use to consolidate debt or finance your next home project
  • logo
    CrossCountry Mortgage, LLC
    NMLS ID: 3029 / Updated 2026-06-28
    		Unlock Your Home's Potential
    • Transform Your Home Equity Into Cash: Explore our Tech-Powered Solutions!
    • Unlock Your Home's Value: Discover the Power of our Online HELOC!
    • Maximize Your Equity: Get Cash-Out Using Our HELOC for Your Next Big Step
    • Secure Your Future: Experience the Ease of our Fixed Home Equity Loans
  • logo
    Refi.com
    NMLS ID: 1907 / Updated 2026-06-28
    Equal Housing Lender
    		Access your home’s equity without replacing your current mortgage
    • Access your home’s equity without replacing your current mortgage
    • Put your home’s equity to work on your terms
    • Flexible funds for renovations, debt consolidation, or major expenses
    • Refi.com connects you with home equity lending specialists
  • logo
    AmeriSave Mortgage Corporation
    NMLS ID: 1168 / Updated 2026-06-28
    		Use Home Equity to get cash you need
    • Use Home Equity to get cash you need
    • 98% of clients discover savings in minutes
    • Real Savings, Real Fast -$1200 average monthly savings
    • Over 130 Billion Funded. 23 Years in Business
  • logo
    Unlock Technologies, Inc.
    NMLS ID: Not a Lender / Updated 2026-06-28
    		Get cash now in exchange for a percentage of your homes future equity.
    • No monthly payments or interest charges
    • Minimum Credit score: 500
    • Access up to $500k
    • No need to refinance

  • Franklin Mint FCU

    NMLS ID: 403573 Updated 2025-10-10
    		9.740 %
    		$948

  • Orrstown Bank

    NMLS ID: 440200 Updated 2025-10-10
    		7.513 %
    		$806

  • First National Bank

    NMLS ID: 464053 Updated 2025-10-10
    		6.540 %
    		$748

  • ESSA Bank & Trust

    NMLS ID: 449372 Updated 2025-10-10
    		7.500 %
    		$806

  • Farmers National Bank

    NMLS ID: 619804 Updated 2025-10-10
    		8.250 %
    		$853

  • ACNB Bank

    NMLS ID: 571116 Updated 2025-10-10
    		8.700 %
    		$881

  • KeyBank - Syracuse

    NMLS ID: 399797 Updated 2025-10-10
    		12.698 %
    		$1,147

  • Huntington Bank

    NMLS ID: 412667 Updated 2025-10-10
    		8.150 %
    		$846

  • TD Bank

    NMLS ID: 399800 Updated 2025-10-10
    		8.290 %
    		$855

  • Navy FCU

    NMLS ID: 399807 Updated 2025-10-10
    		8.350 %
    		$859

  • Citadel FCU

    NMLS ID: 561846 Updated 2025-10-10
    		6.990 %
    		$775

  • Northwest Bank

    NMLS ID: 419814 Updated 2025-10-10
    		6.500 %
    		$746

  • Andover Bank

    NMLS ID: 462267 Updated 2025-10-10
    		7.250 %
    		$791

  • First Commonwealth Bank

    NMLS ID: 479240 Updated 2025-10-10
    		7.120 %
    		$783

  • TruMark Financial CU

    NMLS ID: 404938 Updated 2025-10-10
    		8.003 %
    		$836

  • Washington Financial Bank

    NMLS ID: 486073 Updated 2025-10-10
    		7.360 %
    		$798

  • Community Bank

    NMLS ID: 469520 Updated 2025-10-10
    		7.010 %
    		$776

  • Pennsylvania State Employees Credit Union

    NMLS ID: 189511 Updated 2025-10-10
    		7.740 %
    		$821

  • CNB Bank

    NMLS ID: 410748 Updated 2025-10-10
    		7.750 %
    		$821

  • WSFS

    NMLS ID: 417673 Updated 2025-10-10
    		7.740 %
    		$821
  • Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

  • Westfield Bank

    		6.513 % $746.34 Bank with nearby branch - View

  • The Bank Of Princeton

    		6.772 % $761.67 Bank with nearby branch - View

  • Northfield Bank

    		7.000 % $775.30 Bank with nearby branch - View

  • Northwest Bank

    		7.375 % $797.97 Bank with nearby branch - View

  • Qnb Bank

    		7.500 % $805.59 Bank with nearby branch - View

  • The Fidelity Deposit And Discount Bank

    		7.500 % $805.59 Bank with nearby branch - View

  • Acnb Bank

    		7.790 % $823.42 Bank with nearby branch - View

  • Mid Penn Bank

    		7.990 % $835.82 Bank with nearby branch - View
Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are MRC's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

Home Equity Loans 20-Year by State