Banks | The Bank of Princeton

The Bank of Princeton

The Bank of Princeton is an FDIC insured institution headquartered at 183 Bayard Ln, Princeton, NJ 08540.
It was founded in 2007 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.

Deposit Rates - July 13, 2025

SAVINGS RATES	APY	MIN
SAV	0.03%	$0	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$500	Compare
12 Mo CD	0.25%	$500	Compare
18 Mo CD	0.70%	$500	Compare
24 Mo CD	0.35%	$500	Compare
36 Mo CD	0.40%	$500	Compare
48 Mo CD	0.45%	$500	Compare
60 Mo CD	0.50%	$500	Compare

MM RATES	APY	MIN
Money Market	0.03%	$2,500	Compare
Money Market	0.05%	$5,000	Compare
Money Market	0.05%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
VIRA	0.05%	$1

INT CHECKING RATES	APY	MIN
INTCK	0.02%	$1,000

Loan Rates - July 13, 2025

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	8.50%	Varies
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
Compare with RATE Line of Credit from PenFed Credit Union
5 Year Loan	6.68%	$1,924.09
10 Year Loan	7.16%	$1,111.61
15 Year Loan	7.28%	$851.71
20 Year Loan	7.52%	$746.52

See Other Home Equity Rates →

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 58513
Date Established	2007
Assets	$ 2.32 billion
Loans	$ 1,832.60 million
Deposits	$ 2.01 billion
Capital	$ 266.17 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 22.63 million
Interest-bearing balances	$ 2.59 million
Total securities	$ 239.39 million
Federal funds sold and reverse repurchase	$ 44.89 million
Net loans and leases	$ 1,832.60 million
Loan loss allowance	$ 23.94 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 18.74 million
All other assets	$ 87.04 million
Total Assets	$ 2.05 billion

LIABILITIES
Total deposits	$ 2.01 billion
Interest-bearing deposits	$ 1,720.94 million
Deposits held in domestic offices	$ 2.01 billion
% insured (estimated)"	70.74%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 22.74 millionn
Total Liabilities	$ 2.05 billion
Shareholders’ Equity	$ 266.17 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 33.31 million
Total Interest Expense	$ 14.54 million
Net interest income	$ 18.77 million
Provision for loan and lease losses	$ 0.27 million
Total non interest income	$ 2.18 million
Total non interest expense	$ 13.49 million
Pre-tax Net Operating Income	$ 15.60 million

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Branches

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