The Bank of Princeton
The Bank of Princeton is an FDIC insured institution headquartered at
183 Bayard Ln, Princeton, NJ 08540.
It was founded in
2007 and has approximately $2 billion in assets. Customers can open an account at one of its 13 branches.
Deposit Rates - March 27, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.03% | $0 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.10% | $500 | Compare |
|
12 Mo CD
|
0.25% | $500 | Compare |
|
18 Mo CD
|
0.70% | $500 | Compare |
|
24 Mo CD
|
0.35% | $500 | Compare |
|
36 Mo CD
|
0.40% | $500 | Compare |
|
48 Mo CD
|
0.45% | $500 | Compare |
|
60 Mo CD
|
0.50% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.03% | $2,500 | Compare |
|
Money Market
|
0.05% | $5,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.05% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.02% | $1,000 |
Loan Rates - March 27, 2026
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
8.50% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
||||
Compare with 6.24 RATE Line of Credit from Third Federal Savings and Loan
|
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Compare with 6.75 RATE Line of Credit from Farmers Bank of Kansas City
|
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Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
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Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
|
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Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
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|
5 Year Loan
|
6.68% | $1,924.09 | ||
|
10 Year Loan
|
6.29% | $1,111.61 | ||
|
15 Year Loan
|
6.53% | $851.71 | ||
|
20 Year Loan
|
6.77% | $746.52 | ||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 58513 |
| Date Established | 2007 |
| Assets | $ 2.23 billion |
| Loans | $ 1,773.35 million |
| Deposits | $ 1,933.48 million |
| Capital | $ 261.77 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 35.82 million |
| Interest-bearing balances | $ 17.80 million |
| Total securities | $ 210.08 million |
| Federal funds sold and reverse repurchase | $ 36.92 million |
| Net loans and leases | $ 1,773.35 million |
| Loan loss allowance | $ 20.44 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 18.07 million |
| All other assets | $ 87.04 million |
| Total Assets | $ 1,966.93 million |
| LIABILITIES | |
| Total deposits | $ 1,933.48 million |
| Interest-bearing deposits | $ 1,639.15 million |
| Deposits held in domestic offices | $ 1,933.48 million |
| % insured (estimated)" | 69.82% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 22.74 millionn |
| Total Liabilities | $ 1,966.93 million |
| Shareholders’ Equity | $ 261.77 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 99.52 million |
| Total Interest Expense | $ 41.61 million |
| Net interest income | $ 57.91 million |
| Provision for loan and lease losses | $ 6.55 million |
| Total non interest income | $ 5.62 million |
| Total non interest expense | $ 40.28 million |
| Pre-tax Net Operating Income | $ 15.60 million |
Customer Reviews for The Bank of Princeton
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